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Author: Subject: Monthly or short term Insurance
dhutch

posted on 29/11/13 at 02:22 PM Reply With Quote
Monthly or short term Insurance

Has anyone got an experience with taking out insurance for a a month or so?

I'm back in the country for about 4-5weeks, before going away again for 2-3 months, and then moving back permantly.
Plan was to just mot and re-insure the car from now and take the hit on the 2-3months, but its now failed and im looking at stop-gap options till I replace it long term or repair it.


Daniel

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nick205

posted on 29/11/13 at 05:42 PM Reply With Quote
Hire car?






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Slimy38

posted on 29/11/13 at 05:50 PM Reply With Quote
Assuming that even if you replace it you'll need insurance on the replacement, wouldn't it be better to just start a standard year policy? From memory it only takes a few months for those monthly insurance policies to exceed the price of a normal one.
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morcus

posted on 29/11/13 at 05:50 PM Reply With Quote
Remember you'll need to send back the tax when you finish, the whole thing will be a massive pita. A second vote for renting.





In a White Room, With Black Curtains, By the Station.

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dhutch

posted on 29/11/13 at 05:53 PM Reply With Quote
quote:
Originally posted by nick205
Hire car?
It's an option but I have free use of a car (all be it a 1.4 automatic polo) which appears idea if I and i can make the insurance work well all the better.

Daniel

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sdh2903

posted on 29/11/13 at 06:16 PM Reply With Quote
Does someone else insure it? If so could you be put on as a named driver?
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dhutch

posted on 29/11/13 at 06:20 PM Reply With Quote
quote:
Originally posted by sdh2903
Does someone else insure it? If so could you be put on as a named driver?
Currently uninsured but taxed and tested AFAIK.

Sounds like experience matches my intiall searches and suggests it's not really an option.


Daniel

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owelly

posted on 29/11/13 at 07:56 PM Reply With Quote
If it has tax, it has to have current insurance. That's the law.
I've used short term insurance to move vehicles and although not cheap, it's cheaper than a full years policy to cancel after a couple of weeks, or getting tugged for no insurance!!





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