mcerd1
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| posted on 17/12/09 at 01:35 PM |
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OT - Tin-Top insurance
Its due again soon and I don't like what I'm paying now, but can't find anything cheaper 
rough details are:
me +3 or 4 drivers (me@28 +1@22 +1@25 + my mum, cause that makes it cheaper  )
all with there own cars, clean licences and no claims
9 years of no claims
fully comp + windscreen + no claim protection
with commuting and business use for me only
12000 miles
the cars only an 1.8 petrol focus (2001) - but they want £380 for the renewal 
anyone got any suggestions / recommendations ?
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turbodisplay
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| posted on 17/12/09 at 01:40 PM |
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Try churchill, but after getting a quote ring them and try to negociate.
My gf rang up to correct a mistake and got a better deal, when she expected it to cost more.
Thanks
Darren
[Edited on 17/12/09 by turbodisplay]
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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blakep82
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| posted on 17/12/09 at 01:48 PM |
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i been quite happy with elephant  try them
________________________
IVA manual link http://www.businesslink.gov.uk/bdotg/action/detail?type=RESOURCES&itemId=1081997083
don't write OT on a new thread title, you're creating the topic, everything you write is very much ON topic!
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mcerd1
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| posted on 17/12/09 at 01:55 PM |
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cheers, but I normally do that anyway (I should have said)
also I should have said its with tesco just now and the best on line quotes I've had to date are around the £425 mark, nearly £50 more than the
renewal
[edit] elephant was about £430
[Edited on 17/12/09 by mcerd1]
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l0rd
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| posted on 17/12/09 at 02:09 PM |
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just startet looking on mine too.
Best quote so far £490 by Andrian Flux
Laguna 1.8 16v 2000
30K a year
4years NCB
1 accident not at fault
Modified with renault alloys and uprated HiFi
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McLannahan
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| posted on 17/12/09 at 02:50 PM |
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I've got all three cars insured with 2Gether now. Very reasonable.
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richardR1
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| posted on 17/12/09 at 02:56 PM |
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You could try giving Chris Knott a go. They promote on a lot of the car forums and i heard
about them on the VXR forum. Just renewed with them, I'm 39, 3 points speeding, full NCB and paid £320 for my 2008 Astra VXR with protected
NCB. Rang them when i bought a little 54 plate Vauxhall Combo van to run about in and that was only £200 fully comp for proper van insurance including
carrying goods if i ever need to. As this was a new policy this was only with any introductory NCB.
I also live in Hull which isn't the cheapest area for insurance.
MK Owners Club Member 1015
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britishtrident
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| posted on 17/12/09 at 05:25 PM |
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A lot depends on the level of car crime in your post code.
No claims protection is really only worthwhile if you have a maximum NCB before you start it as it in effect freezes your NCB and what constitutes
maximum NCB varies from company to company.
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mcerd1
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| posted on 18/12/09 at 08:19 AM |
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car crime round here isn't much of a problem (where do you check that anyway?)
I only added protected no claims when I got to the maximum which was 5 years, but now they say 9 but I've got that now as well 
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