pewe
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| posted on 7/9/10 at 02:48 PM |
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Car Insurance - the pain is coming......
Been thinking of changing the tin-top.
Usual flight-of-fantasy stuff aside I will probably go for the same again.
As a matter of interest I contacted the broker who has done a good job in the past to see what's involved in transferring the policy.
April's premium was £263 for the year (helps to be an old fart sometimes). If I take out the same policy again - same risk, no convictions, no
changes but albeit a slightly higher value car they are quoting c.£500!!!
Even if I transfer the existing policy the current Insurer wants £175 and that's the Broker taking nothing!
Grit your teeth and clench your buttocks guys the pain is coming.
Cheers, Pewe 
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alistairolsen
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| posted on 7/9/10 at 02:54 PM |
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Think yourself lucky, I just paid £1094 for an N reg 1.2 corsa on Third party only.
My Build Thread
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britishtrident
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| posted on 7/9/10 at 03:00 PM |
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Get an on line quote from LV they like old farts.
[I] “ What use our work, Bennet, if we cannot care for those we love? .”
― From BBC TV/Amazon's Ripper Street.
[/I]
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speed8
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| posted on 7/9/10 at 03:14 PM |
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Can you not just wait till nearer renewal time before changing car and then you can at least shop around.
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nick205
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| posted on 7/9/10 at 03:29 PM |
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I share your pain 
I had to do this when changing SWMBOs car earlier this year. I can't remember the exact figures (probably blanked it out) but I ended up
canning a 4 month old policy and taking 7 months refund from Admiral and starting a new policy with RAC. Like for like policy which worked out
cheaper than the original policy + the "charge" for changing vehicles.
Admiral just plain and simple didn't give a toss and (along with the other companies in their group) will never insure anything of mine in the
future
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BenB
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| posted on 7/9/10 at 03:48 PM |
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They may not give a toss but they're cheap. I went with Admiral multicar and saved quite a few ££££. For some reason my diesel Megane was coming
out really expensive to insurer on it's own. I had my old tintop Micra with Admiral converted it into multicar and ended up paying about half
what other places wanted to insure the Megane.
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pewe
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| posted on 7/9/10 at 04:00 PM |
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BT may try them but the broker did offer an LV policy which was relatively competitive.
It's probably still cheaper to pay the thieving bar stewards at NIG to transfer rather than change.
Speed8 - trouble is I tend to hang onto cars too long and they reach the point where something goes wrong, I fix it and then start thinking
it's about time I dropped it - aux drive-belt & pulley went last week so it's time has come.
Cheers, Pewe 
PS Anyone any experience of Volvo V50 T5 Estates?
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PAUL FISHER
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| posted on 7/9/10 at 04:12 PM |
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I got my renewal through for the TVR last week, last year it was £253, renewal quote for the same cover£460, so I had a quick ring
round, "Mannings Insurance" £272 including full trackday cover which I was not covered for before, it pays to have a ring round.
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scootz
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| posted on 7/9/10 at 04:24 PM |
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PITA... Adrian Flux have just auto-renewed an insurance policy for a car that I sold a month ago!
Wonder how many minutes on hold it will take to sort this one out!
It's Evolution Baby!
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speed8
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| posted on 7/9/10 at 05:21 PM |
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quote:
Originally posted by scootz
PITA... Adrian Flux have just auto-renewed an insurance policy for a car that I sold a month ago!
Wonder how many minutes on hold it will take to sort this one out!
Shouldn't laugh but 
If you want to get hold of them quick then do the call me now thing on their website.
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britishtrident
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| posted on 7/9/10 at 07:30 PM |
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It really pays to get your on line rather than through broker, many if not all snare you for two years with low quotes then gradually ramp up the
premium --- no reward for loyalty.
As i said try LV on their own site, also try The Post Office and M&S
[I] “ What use our work, Bennet, if we cannot care for those we love? .”
― From BBC TV/Amazon's Ripper Street.
[/I]
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RichardK
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| posted on 7/9/10 at 07:47 PM |
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My 17 year old James found Tesco's the cheapest for his £750 peugeot 1.1 106
Bargain £1800 third party only
Rich
Gallery updated 11/01/2011
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coyoteboy
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| posted on 7/9/10 at 08:20 PM |
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Recently had a few quotes for mine, after 3 years sorn'd, 3 years more no claims, living in a country village with cars on a drive and as a
limited milage second (but mildly modified) car - original premium was £450 3 years ago, this year - £650.
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Ninehigh
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| posted on 7/9/10 at 09:28 PM |
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quote:
Originally posted by speed8
quote:
Originally posted by scootz
PITA... Adrian Flux have just auto-renewed an insurance policy for a car that I sold a month ago!
Wonder how many minutes on hold it will take to sort this one out!
Shouldn't laugh but
If you want to get hold of them quick then do the call me now thing on their website.
I did that 2 years ago... Still waiting
(mind you I have changed my number since so..)
Looked up my next year's one... Same as last years give or take a couple of quid.. So I took my points off (the claim has vanished anyway) and
it was the same... How can a clean licence be as much of a risk as 6 points for speeding?
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coyoteboy
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| posted on 8/9/10 at 09:04 AM |
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I don't trust them not to:
1) Keep track of previous points, regardless of current status.
2) They use the claim against you whether it was in the last few years or not, they have it all recorded anyway.
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