paulf
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| posted on 5/7/11 at 11:22 AM |
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Windscreen claim on tin top.
My insurance is due for renewal at the end of the month and I have a bad chip in the screen that really could do with replacing.What I don't
know is does a screen claim have any effect on your policy cost? Have just done a search and found some good quotes but the cheapest has a higher
screen excess than my existing company so thought I might claim for the screen before changing, but don't know if it would affect the new policy
due to the way insurers exchange info .
Paul
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loggyboy
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| posted on 5/7/11 at 11:27 AM |
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Technically it doesnt, but I would expect its the same as when you claim when have protected NCB, the ins. co. keep it on file and i would bet they
add a small loading/risk.
However I dont believe its something you have to disclose as a claim to a new insurance company, so do it before you change.
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Daddylonglegs
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| posted on 5/7/11 at 11:37 AM |
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Most Fully Comp. policies will now cover windscreen repair FOC, but replacement normally has an excess. I believe it's in the region of £50-£70
but not too sure.
HTH
It looks like the Midget is winning at the moment......
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mds167
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| posted on 5/7/11 at 11:53 AM |
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A few years ago I took advantage of the insurance companies 'free' chip repair service but it went on my policy record as a windscreen
claim when I went to move to a different insurer.
They refused to reclassify or remove it.
I'd never do it again.
If it is classed as a claim then you have to declare it - otherwise it is fraud.
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JoelP
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| posted on 5/7/11 at 11:59 AM |
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im sure my vivaro windscreen was only about £110 anyway, so imho not worth letting the ins co know about.
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ReMan
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| posted on 5/7/11 at 12:04 PM |
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"Cake and eat it" springs to mind
Robbin bstards in all but name the lot of them, got you over a barrel and they know it!
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coozer
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| posted on 5/7/11 at 12:06 PM |
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I got a screen out the scrappy for a tenner and a tube of gunky sticky stuff off ebay.
Bit of a struggle but good as new and worth it!
1972 V8 Jago
1980 Z750
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Alfa145
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| posted on 5/7/11 at 12:28 PM |
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Had several (about 5 or 6 I think) replaced all on the insurance. I paid the £50-70 excess each time and the glass company claimed the rest off the
insurance. You just need to make sure you use the insurance companys approved windscreen repairer. If you use another company then it might be a
different kettle of haddock.
Never affected my NCB and it's never affected my premiums and I've never had to declare it as a claim. If you're that concerned then
ring up your insurance company and ask. They will say the same. Or read the small print of your policy, it'll be in there.
[Edited on 5/7/11 by Alfa145]
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Stott
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| posted on 5/7/11 at 01:45 PM |
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I think it does need declaring now as I've been shopping around for the wifes ins this morning and it's an option on all the "add a
claim" bits online. There is a "windscreen replacement" option. 
It probably will affect your price I reckon however not by much. Everything makes it go up regardless of NCD guarantees etc
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Ninehigh
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| posted on 5/7/11 at 01:56 PM |
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Fixing a chip isn't a replacement though...
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paulf
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| posted on 5/7/11 at 02:46 PM |
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Its got several including a bad one that just passed the MOT so really needs replacing.Just looked on insurance comparison site and see it is an
option if you select the previous claims bit.
Paul
quote:
Originally posted by Ninehigh
Fixing a chip isn't a replacement though...
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UncleFista
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| posted on 5/7/11 at 02:53 PM |
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I had a screen for a 306 replaced last week for 130 all in, ring around if its your own cash 
Tony Bond / UncleFista
Love is like a snowmobile, speeding across the frozen tundra.
Which suddenly flips, pinning you underneath.
At night the ice-weasels come...
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paulf
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| posted on 5/7/11 at 02:56 PM |
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Its a rover 75 so think it may be a bit more than that but will try a few company's.
Paul
quote:
Originally posted by UncleFista
I had a screen for a 306 replaced last week for 130 all in, ring around if its your own cash
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nick205
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| posted on 5/7/11 at 04:33 PM |
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Reading this with interest as SWMBOs Alhambra screen has just cracked. Insurer's want £65 excess paying to fit a replacement, but I had the
same query about affect on NCB and future insurance costs.
In years gone by I replaced two Pug 205 screens, but that was when they were held in b the rubber surround and not bonded onto the car. It was a case
of kicking the broken one out, retrieving the rubber surround and fitting it to the new screen then threading a chord arounf the rubber channel and
gently pulling the screen back in to place - always creaked a little on the way in, but got away with out breakages!
How do you go about removing a bonded in screen - is there an easy release method....?
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Ben_Copeland
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| posted on 5/7/11 at 04:40 PM |
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Makes no different. Most insurance companies will want to know just for the record, but it doesnt have any effect on your policy amount. I suspect,
say, 5 screens in a year might tho.
Ben
Locost Map on Google Maps
Z20LET Astra Turbo, into a Haynes
Roadster
Enter Your Details Here
http://www.facebook.com/EquinoxProducts for all your bodywork needs!
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Ben_Copeland
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| posted on 5/7/11 at 04:42 PM |
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quote:
Originally posted by nick205
Reading this with interest as SWMBOs Alhambra screen has just cracked. Insurer's want £65 excess paying to fit a replacement, but I had the
same query about affect on NCB and future insurance costs.
In years gone by I replaced two Pug 205 screens, but that was when they were held in b the rubber surround and not bonded onto the car. It was a case
of kicking the broken one out, retrieving the rubber surround and fitting it to the new screen then threading a chord arounf the rubber channel and
gently pulling the screen back in to place - always creaked a little on the way in, but got away with out breakages!
How do you go about removing a bonded in screen - is there an easy release method....?
Same as my mondeo, if it's a heated screen it's usually more by a little. Mines heated, tinted and sensored
Ben
Locost Map on Google Maps
Z20LET Astra Turbo, into a Haynes
Roadster
Enter Your Details Here
http://www.facebook.com/EquinoxProducts for all your bodywork needs!
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watsonpj
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| posted on 5/7/11 at 05:30 PM |
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I helped the guy replace the screen on my fury as he was worried about the relatively weak screen surround. So to remove it he had a tool which
basically was a bent screwdriver afair with an end to hold a wire (think cheese wire) and pierced/threaded it through between the surround and the
screen. He then cut a long length and attached handlesto the 2 ends and then just went right around the screen cutting the bond.
the tools can be seen here
He had a real hard time of it as the person who put the screen in (Me  ) had wanted it to be really flush which meant there wasn't much room
for the wire to pass through. So if you do put yours on remember not to push it too tight to the surround.
hope this helps
regards Pete
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