Badger_McLetcher
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| posted on 17/8/11 at 04:46 PM |
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Changing vehicle- road tax but no insurance?
Hey guys, I recently decided it was time to change cars, and am going to pick up the new vehicle tomorrow. I was planning on simply transferring the
insurance from my current car to the new one- however that would leave me uninsured to drive the old one. Does this mean I have to SORN it due to that
new uninterupted insurance law?! Any advice?
Cheers guys,
Badger
If disfunction is a function, then I must be some kind of genius.
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big_wasa
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| posted on 17/8/11 at 04:52 PM |
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Yep you would have to sorn OR ring your insurance and explain to them and get some temp' cover.
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NigeEss
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| posted on 17/8/11 at 05:01 PM |
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So does this mean you the have the hassle of selling a car with no tax and the buyer has the
inconvenience of retaxing before taking it away ?
It's a bloody stupid law if that is the case.
Time is an illusion. Lunchtime doubly so.................Douglas Adams.
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r1_pete
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| posted on 17/8/11 at 07:06 PM |
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My last change, my company gave me a week or so overlap, worth asking....
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morcus
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| posted on 18/8/11 at 01:22 AM |
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Basically yes, it means from now you'll have to sell your old car before getting the new one in order to sell it with tax and that the buyer
will either have to trailer it away, drive it illegally, or come back a week later when they've got the tax.
In a White Room, With Black Curtains, By the Station.
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PSpirine
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| posted on 18/8/11 at 06:32 AM |
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Keep in mind that there is at least a month between when you transfer your insurance OFF the vehicle, and the DVLA doing something about it
(it'll take about a week to register on their systems, about 2 weeks for the letter to come through the post etc.)
From what I understand they issue a reminder first. So if you're planning on a quick sale, you'll probably get away with it.
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McLannahan
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| posted on 18/8/11 at 07:34 AM |
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As BigW recommended - I got temp cover on the old car and transferred the policy to the new car. It was more cost effective to insure for a month.
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Badger_McLetcher
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| posted on 18/8/11 at 08:10 PM |
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Cheers for the info guys, in the end I've got temp cover on my old car to let me sell it. What a PITA though 
If disfunction is a function, then I must be some kind of genius.
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coyoteboy
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| posted on 19/8/11 at 04:28 PM |
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Commends direct from the DVLA are:
quote:
The scheme intends to identify those potentially uninsured by comparing on a regular basis the Driver and Vehicle Licensing Agency’s (DVLA) vehicle
register and the motor insurance industry’s database, which holds all motor insurance policies. Those that appear to have no insurance, and for which
there is no valid SORN for the vehicle, will receive an Insurance Advisory Letter (IAL) advising them of such. The letter will set out what options
the registered keeper can take to comply with CIE. Those who do not comply, in spite of a warning, may then face a fixed penalty, Court prosecution
and/or their vehicle being clamped, impounded or destroyed.
As there is a delay between the end of an insurance policy and the issue of an IAL, there is plenty of opportunity for a keeper to dispose of a
vehicle and ensure a disposal notification has been sent to, and received by, the DVLA and therefore avoid being issued with a Continuous Insurance
penalty.
HTH
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