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Airbags and insurance.
NigeEss - 26/4/13 at 11:18 AM

Now that airbags are part of the MOT does it mean that if you airbag light is on then
it can invalidate your insurance in the event of a claim ?

Something I was discussing in the pub last night.

liam.mccaffrey - 26/4/13 at 11:27 AM

[Cynical Hat]I would say yes[/Cynical Hat]

owelly - 26/4/13 at 11:33 AM

Not unless the airbag fault contributed or effected the insurance claim and even then, you would still have third party cover.

bi22le - 26/4/13 at 11:36 AM

It will but only becasue insurance companies will use it as an out. It will not cause an accident but may cause additional injury.

But then, is it not the same a spare wheel not being present or headlights not being correctly angled during a day time accident? Neither of these will cause and accident or contribute to one but it is not "road safe" as it wont pass an MOT.

bashracing - 26/4/13 at 05:43 PM

no, how would they know if the light was on before the accident? unless it's a fatal and you're at fault, then they wouldn't have the ecu's downloaded by the manufacturers,

[Edited on 26/4/13 by bashracing]

Davey D - 26/4/13 at 05:56 PM

Isn't an MOT only proof of roadworthiness on the day of the test?

coyoteboy - 26/4/13 at 06:05 PM

quote:

But then, is it not the same a spare wheel not being present or headlights not being correctly angled during a day time accident? Neither of these will cause and accident or contribute to one but it is not "road safe" as it wont pass an MOT.


You can pass an MOT without a spare (done it dozens of times), without reversing lights and without headlights in certain circumstances .

If the day of the MOT you have the lights on, you fail the MOT. If on the day of an accident your light is on they'd have to prove it wasnt caused by the accident. If the police pull you they'd have to give you time to rectify it (the same as they do with a headlight out - it could have happened on the trip)

[Edited on 26/4/13 by coyoteboy]