macspeedy
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| posted on 20/7/05 at 06:15 PM |
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Insurance companies
Can people suggest some insurance companies they use ta!
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KitCarMart
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| posted on 20/7/05 at 06:24 PM |
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Here's a few.........
http://www.kitcarmart.co.uk/insurance.html
Use Adrian Flux myself............
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block
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| posted on 20/7/05 at 06:33 PM |
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sureterm direct i used for over a year, i couldnt find any cheaper. 08702020230.
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Brooky
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| posted on 20/7/05 at 06:44 PM |
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just gone with sureterm direct this year. they wanted £173 fully comp for a blade powered car. Adrian flux wanted £195
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Lightning
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| posted on 20/7/05 at 07:09 PM |
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Sureterm for me too
Steve
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Hellfire
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| posted on 20/7/05 at 07:14 PM |
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Insurers
Try all these. Best few have probably already been mentioned though. 
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ChrisW
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| posted on 20/7/05 at 07:49 PM |
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I've been with Adrian Flux for years but I've just had HIC quote me £100 less so I expect I will switch in a couple of weeks when
it's renewal time.
£580 TPF&T with all the fees on my highly modded V6 Cabrio with £5k agreed value. Flux wanted £620 + about £50 fees on top.
Pity I didn't phone HIC when the XR2 was up for renewal!
Chris
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Snuggs
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| posted on 20/7/05 at 08:43 PM |
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Footman James.
£184 F/C on a V8 Viento with 3000ml limit.
Inc breakdown cover
£150 excess
No Cat1 alarm required
[Edited on 20/7/05 by Snuggs]
----------------------------------------------------------------------------------------------------
http://www.topcashback.co.uk/ref/snuggstcb
Spider pig, spider pig, does whatever a spider pig does.
I doubt therefore I may be.
Luposlipophobia : Fear of being chased by wolves around a freshly waxed kitchen floor, while wearing only socks on your feet.
My mind not only wanders, sometimes it leaves completely!
http://www.venganza.org
http://www.jesusandmo.net/
http://www.snuggs.co.uk
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JoelP
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| posted on 20/7/05 at 08:56 PM |
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for all my normal cars, i use tesco - the price is much lower than others ive used, plus there are two key terms in the conditions that make so much
difference, enough that i will sum them up here! :
Normal policies are worded something like ' social, domestic and pleasure including travel to and from a FIXED PLACE OF WORK'. This poicy
(both infact) states ' SDP including travel in connection with the policyholders business', which is important cos it means im insured to
visit customers at home.
Other important thing is, even though its a third party only, it includes cover on any other car, with no mention of a requirement for the borrowed
car being insured itself, just that it isnt yours.
Guess what, my kitcar will be getting registered to the missus! 
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MikeR
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| posted on 20/7/05 at 10:16 PM |
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Slight problem here as I was almost caught out by this .........
The car you're driving must have its own insurance, you're covered to drive the car ontop of the insurance. How do you get its tax disk
without showing an insurance certificate for the car??????
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JoelP
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| posted on 21/7/05 at 07:31 AM |
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a few friends have told me that - as far as im concerned, why isnt in the full terms and conditions? They cant just make up additional conditions and
not tell you about them. Cheers for the tax advice though, good point!
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David Jenkins
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| posted on 21/7/05 at 07:39 AM |
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You will probably find that the general-purpose insurance companies won't touch kit cars - they're only interested in the lower-risk
stuff. This means that you'll probably be dealing with specialist insurers/brokers, who are far more switched-on to all the tricks and
fiddles!
David
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MikeR
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| posted on 21/7/05 at 10:07 PM |
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Its not the insurance companies problem - its a legal problem hence they don't have to tell you. I only stumbled across the problem by accident.
When i bought my donor i drove it around a bit. It was taxed from the previous owner and i drove under my insurance as the car was registered in my
girlfriends name. Can't remember how i found out now - but i got a bit of a shock lets put it that way.
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JoelP
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| posted on 21/7/05 at 10:25 PM |
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i worked it out last might mike! the law states that all third parties must be insured against loss, since the cars owner is essentially a third
party, they too need covering, either by your own policy or theirs. Following on from that, i guess that they probably need fully comp insurance
too...
Cheers for pointing that out 
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JoelP
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| posted on 1/8/05 at 04:39 PM |
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just got a quote from sureterm, £247 fully comp. They unfortunately wanted to know 5 years history rather than 3, which meant i had to tell them about
a claim and an sp50, whereas 3 years would've been clean. Ah well...
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chrisg
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| posted on 3/8/05 at 04:05 PM |
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I pay £110 TPF&T on my 2.0 litre Locost with Footman James & that includes breakdown cover.
You can sort of play them off against each other by getting a quote and the phoning the others to try and beat it.
Getting old and having an ordinary car insured helps as does limited milage.
Cheers
Chris
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