Mark18
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| posted on 30/4/03 at 11:36 AM |
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Irish Insurance
Has anyone here insured a locost in the Republic of Ireland, I'd like to know who with and how much. I'm 20, have been driving with a full
license as a named driver for over 3 incident free years and I can't even get a quote.
I plan on starting building one later this year, but if I can't get insurance, I'm not sure whether the risk is worth it.
"I don't know what I may seem to the world. But as to myself I seem to have been only like a boy playing on the seashore and diverting myself
now and then finding a smoother pebble or a prettier shell than the ordinary, whilst the great ocean of truth lay all undiscovered before me." -
Isaac Newton
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Markis
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 posted on 30/4/03 at 10:21 PM |
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Insurance
Mark from Lurgan here, I,ve not started building yet but I got advice from the lads in the Ulster Kit-car club who were very helpfull, I cant remember
the company's name but when my Locost is ready I'll check with these guy's again, I got a quote for £178, 6000mls per year, 27yr
old, TPFT and I've never had my own insurance always additional driver and the wife the polisy holder just because I was a young man with a Gti.
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Mark18
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| posted on 4/7/03 at 08:10 PM |
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Finally got the insurance company to insure the car under the old man's company - which wasn't easy. Apart from this I would have to wait
until I was at least 28 to get any form of quote whatsoever - even then you're talking around 5000.
Basically whats going on is that the only 3 companies in Ireland who do insurance for sub 25 year olds have been proven to be charging wildly
extortionate rates (extortionate = a 23yr old friend of mine was quoted 15k for a bimmer 320). The government won't stop this because
they're getting a cut - simple as that.
"I don't know what I may seem to the world. But as to myself I seem to have been only like a boy playing on the seashore and diverting myself
now and then finding a smoother pebble or a prettier shell than the ordinary, whilst the great ocean of truth lay all undiscovered before me." -
Isaac Newton
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theconrodkid
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| posted on 4/7/03 at 10:21 PM |
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ill never moan bout my insurance again,£700 fully comp motor traders policy up to £50,000 car value
who cares who wins
pass the pork pies
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kingr
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| posted on 4/7/03 at 11:13 PM |
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Yeah, I know I feel like I'm being skrewed sometimes, but I know how bad you guys have got it over there. Nice country, crap insurance, there
you have it!
Kingr
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Peteff
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| posted on 5/7/03 at 12:37 PM |
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Get yourself a flat in England, somewhere with cheap insurance and insure yourself, then go back. If anything happens tell them you were visiting
or just keep your mouth shut and stand to the cost. You can rent a furnished house round here for £70 a week, £3600 a year leaves £1400 to make
insurance up to £5000. You could even sublet and make money back..
yours, Pete.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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Mark18
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| posted on 5/7/03 at 03:27 PM |
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Peteff,
I don't know whether you're joking or not but you're idea (a very good one) is not an original I'm afraid. In fact i know a
couple of guys who do exactly what you described - I just wouldn't want to be one of them if/when the Insurance company finds out.
Lately though, people are becoming less tolerant of the situation, partly because the current government has been feeding the country a pack of false
promises. 
Check out www.mijag.com if you're interested
"I don't know what I may seem to the world. But as to myself I seem to have been only like a boy playing on the seashore and diverting myself
now and then finding a smoother pebble or a prettier shell than the ordinary, whilst the great ocean of truth lay all undiscovered before me." -
Isaac Newton
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Peteff
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| posted on 5/7/03 at 06:50 PM |
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I was kidding !!!!!
It seemed so blindingly obvious that it has to be illegal, but if the opportunity is there someone has got to try it.
yours, Pete.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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Mark18
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| posted on 6/7/03 at 08:22 AM |
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There you have it - proof that the state of insurance over here is a joke.
"I don't know what I may seem to the world. But as to myself I seem to have been only like a boy playing on the seashore and diverting myself
now and then finding a smoother pebble or a prettier shell than the ordinary, whilst the great ocean of truth lay all undiscovered before me." -
Isaac Newton
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Peteff
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| posted on 6/7/03 at 09:54 AM |
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We were in Dublin a couple of years ago in a B&B on Lower Gardiner street and noticed that almost all the cars had some kind of damage, obviously
nobody bothers with claims. None of the motorbikes were over 400cc either, mostly couriers I think, and there were pushbikes chained to railings
everywhere. We worked out to cross the road you had to be born on that side, or wait at the crossing with the fittest girl on it. Great place though,
enjoyed the stay.
yours, Pete
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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