Hellfire
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| posted on 7/1/08 at 08:03 PM |
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Tintop Insurance
Wife currently has a car and I'll be collecting a new one for her later this week. I'm looking to sell her current car but for a while
she'll have two cars on the drive and would obviously like her current car insured until it is sold. Her current policy has just less than three
months to run and I have been quoted £41 to swap the insurance to the new car (which seems reasonable). They suggested and quoted £18 per week for
temporary insurance on her current vehicle but if the car doesn't sell for a while this could prove expensive.
Is this the usual way of doing this or is there another way?
Phil
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jos
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| posted on 7/1/08 at 08:21 PM |
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assuming you have another car alongside th mk that would mean you have 4 or more cars in (at) the house
I saw an advert for admiral or somebody like that for people like you who have more than 2 cars at any address which was specially developed for
multiple car owning people/families - try doing some research along those lines. I know i will soon as there are 3 in my house at the mo
.: Motorsport / motor racing circuit / track wall art Apex Traxs :.
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Hellfire
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| posted on 7/1/08 at 08:26 PM |
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I'd already thought of that but unfortunately the Indy is specialist insurance, my car is on company insurance, which leaves another two cars on
normal policies but only for a few months at the most.
Phil
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gingerprince
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| posted on 7/1/08 at 08:28 PM |
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Generally insurance companies will/should give some leeway for overlap. It's unreasonable for them to expect you to have to sell a car and be
without wheels until you get a new one.
When I bought my TVR I still had my FTO, and for 1 months overlap they let me have them both. After 1 month they charged me on a per-week basis.
Just argue with them that it's not possible for her to get rid of the old one until she has a new one, and so you would expect a reasonable
amount of leeway.
If they will cover me with a TVR and an FTO (both high-premium cars) then I'm sure you should be able to get the same with a regular tin-top.
Simon
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roadrunner
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| posted on 7/1/08 at 08:30 PM |
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I bought my last car privately ,so i wanted to sell my old one privately aswell, i was insured with Lloydstsb and they covered both cars on one policy
until i sold my old one, saying that i can only drive one car at a time.
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Hellfire
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| posted on 7/1/08 at 08:38 PM |
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Were you the sole driver on the policy though? I'm a named driver on my wifes policy, so even though I have a company vehicle, we could both be
out in her two cars. Maybe this is why they haven't suggested they'd cover both vehicles until her old one is sold.
Guess there's no harm in asking though.....
Phil
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Mansfield
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| posted on 7/1/08 at 08:59 PM |
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ecarinsurance might work for you, I have used ebikeinsurance a few times on a monthly basis ('pay as you go' I think), once I cancelled it
the money stopped leaving the account. Worked well for me.
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Hellfire
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| posted on 7/1/08 at 09:41 PM |
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Just had a quote from Norwch Union for 'Pay-as-you-go' insurance. £60 upfront payment, £9.50 per month standard fee, £30 cancellation cost
and £2.50 per month based on 100 miles of 'off-peak' driving.
Even so, that's still approx £100 if I sell the car within a month. 
There's gotta be a cheaper way............
Phil
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Mansfield
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| posted on 7/1/08 at 10:02 PM |
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I had a flat monthly fee on the bike, £14 per month vs £110 for a year from another company. No cancelation charges but I had to buy whole months.
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