macspeedy
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| posted on 10/6/09 at 11:29 AM |
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Insurance for people with disquals
I am shopping around for zx12 insurance for me with a 6 month ban last year, for points tot up (code tt99)
Footman James said £500 seems a bit steep! any suggestions?
thanks
Mac
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Thinking about it
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| posted on 10/6/09 at 11:31 AM |
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How many points now?
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twybrow
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| posted on 10/6/09 at 11:34 AM |
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2Gether Insurance (see the sticky in the insurance forum)
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cd.thomson
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| posted on 10/6/09 at 11:34 AM |
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sounds fair enough for me, thats less than I pay for my insurance with 1yrs no claims and no accidents or convictions.
Craig
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speedyxjs
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| posted on 10/6/09 at 11:46 AM |
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Thats less than what i pay for the jag with 3 yrs NC, no accidents and its on a classic policy
How long can i resist the temptation to drop a V8 in?
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blakep82
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| posted on 10/6/09 at 11:50 AM |
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its about what i pay on my BMW 328, with about 5 years ncb
________________________
IVA manual link http://www.businesslink.gov.uk/bdotg/action/detail?type=RESOURCES&itemId=1081997083
don't write OT on a new thread title, you're creating the topic, everything you write is very much ON topic!
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r1_pete
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| posted on 10/6/09 at 11:52 AM |
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I paid £190 F/C FNCB from Carole Nash for the R1, £500 doesn't sound too bad for a poor driving record.
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Mr Whippy
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| posted on 10/6/09 at 12:05 PM |
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If you have a dodgy record and drive a kit car then I'd look at getting just a 'third party only' insurance policy.
For a start if it gets pranged, well it’s a bolt together car, so just fix it yourself and as most repairs can be done for less than the excess they
ask for anyway what’s the problem. Fire and theft are up to you really, just buy a big chain (a £200 one is going to put off anyone) and carry large
extinguisher.
I use to get fully comp and these days consider it just a complete waste of money given how much I ever claimed for it, i.e. never
My Bluebirds only third party and if it’s written off I'll just go and buy another for £200...
Any claims I’ve ever seen take around 2 years for you to get your money (my sisters claim took 2 ½ years and the other driver pleaded guilty at the
crash) so their hardly any use for replacing a car.
[Edited on 10/6/09 by Mr Whippy]
Fame is when your old car is plastered all over the internet
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macspeedy
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| posted on 10/6/09 at 12:29 PM |
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no points now
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Mr Whippy
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| posted on 10/6/09 at 12:44 PM |
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quote:
Originally posted by macspeedy
no points now
sounds like you need something slow like a 40 year old landrover to keep that licence 
Fame is when your old car is plastered all over the internet
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mistergrumpy
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| posted on 10/6/09 at 02:13 PM |
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FJ quoted me around £500 at Stoneleigh for a ZX9. I'm 30 with no points! They said they can't compete on BEC's. 2gether for me too
by a long way.
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motorcycle_mayhem
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| posted on 10/6/09 at 04:11 PM |
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I tried the Land Rover thing (109 1-Ton), after a really arduous time with the courts a (very) long time ago. It really wasn't a good idea to
try and out-ride a pursuit. I still have it, it did it's job, but I've since subsituted a Japanese engine, it'll now break the
legal limit after a good run-up.....!
Anyway, your quote doesn't seem too bad. A relative has just insured a 328i, clean(ish) record, same cost.
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MikeRJ
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| posted on 10/6/09 at 04:22 PM |
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quote:
Originally posted by Mr Whippy
I use to get fully comp and these days consider it just a complete waste of money given how much I ever claimed for it, i.e. never
Every renewal I check to see what I could save by dropping to TPFT, but it never seems to be more than 20 or 30 quid.
I guess the problem is that whilst TPFT may save the insurance company paying out for your car if you crash it, it pales into insignificance if you
crashed it into a Veyron or injured someone.
[Edited on 10/6/09 by MikeRJ]
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mangogrooveworkshop
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| posted on 10/6/09 at 05:04 PM |
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quote:
Originally posted by Mr Whippy
quote:
Originally posted by macspeedy
no points now
sounds like you need something slow like a 40 year old landrover to keep that licence
Dont even go there you dont know how right you are
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afj
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| posted on 10/6/09 at 05:04 PM |
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id stick with fully comp insurance if you happened to crash on your own say in a ditch or river your fully comp ins will cover the recovery costs,
3rd party wont we charge from £150 to more than £1000 for car recovery
eerrrrrrrrrrrrrrrr
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