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Tin top Insurance new driver
pewe - 11/11/08 at 06:30 PM

No2 son has just passed his test at 25 (don't ask!). He's bought a 1.2 S reg Fiesta and is looking for insurance. So far the best he's come up with is £700 for TPF&T with a £100 excess.
Anyone know a company who might offer a better rate?
Cheers, Pewe


eznfrank - 11/11/08 at 06:34 PM

Have you tried Privilege? A bit of an unusual risk and they tend to be good with that kind of thing?

I'm guessing that as he's gone for TPF&T he's probably not too bothered about claiming. How about upping the excess to say £500. May help out a bit.


Paul TigerB6 - 11/11/08 at 06:46 PM

Add an older / female driver to the policy as a 2nd driver. Usually worth 10 - 15% off the premium (even for me at 36 now)!! I always add my father for the discount myself.

Try Moneysupermarket.com if you havent already. Also try Fully Comp insurance as many companies dont offer TPF&T any more and it might even be cheaper!!


[Edited on 11/11/08 by Paul TigerB6]


pinto - 11/11/08 at 06:52 PM

these were good for my son when he first started
they used to do an insurance were you paid for and got ten months insurance but got a years no claims making the next year cheaper
hope this helps

link


eznfrank - 11/11/08 at 07:08 PM

quote:
Originally posted by pinto
they used to do an insurance were you paid for and got ten months insurance but got a years no claims making the next year cheaper



If he goes for an accelerated NCD deal just make sure that other insurers will accept it so that he doesn't get stuck with the same one. Some insurers don't like to accept other company NCD's especially if they are not "full" or "true" years.


madmandegge - 11/11/08 at 07:26 PM

quote:
Originally posted by pinto
these were good for my son when he first started
they used to do an insurance were you paid for and got ten months insurance but got a years no claims making the next year cheaper
hope this helps

link


Another vote for elephant from me, am using them at the moment, 20, £800 or so, but the cheapest quote I got by miles!


pewe - 11/11/08 at 07:34 PM

Thanks guys - I'll let you know how he gets on. Cheers, Pewe


johnston - 11/11/08 at 07:52 PM

get onto one of the compare websites and just swap wee stupid bits about adding and removing things like cars in household and number of cars available even job descripition changed it and lets face it 2 or 3 options might describe your job.

I been been doing mine and got it to drop by £60 from my broker and over £100 from my renewal price from same insurance company..

Directline been cheapest so far. I'm moving into OH's house soon and going from locked garage to driveway at hers dropped it the biggest I would have thought the oppisite would happen.


johnston - 11/11/08 at 07:53 PM

get onto one of the compare websites and just swap wee stupid bits about adding and removing things like cars in household and number of cars available even job descripition changed it and lets face it 2 or 3 options might describe your job.

I been been doing mine and got it to drop by £60 from my broker and over £100 from my renewal price from same insurance company..

Directline been cheapest so far. I'm moving into OH's house soon and going from locked garage to driveway at hers dropped it the biggest I would have thought the oppisite would happen.


Thinking about it - 11/11/08 at 09:21 PM

Quinn. I have used for my 18 year old daughter on a w reg 1.2 punto. £420 this year with 1 year NCD. last year it was her first insurance and I think it was £570.