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Modified car insurance
l0rd - 13/1/09 at 11:58 AM

My insurance is due to expire in a few days. What would be the best modified car insurance company to go for?


hobbsy - 13/1/09 at 12:05 PM

What is it?


Mr Whippy - 13/1/09 at 12:08 PM

quote:
Originally posted by hobbsy
What is it?


a pile of parts apparently


bassett - 13/1/09 at 12:24 PM

Id probably say adrian flux but depends on car, your age, location and mods. If your young and there a few minor mods id try elephant as my Leon Cupra R is with them, im 22 and its about £700 which i think is good.

[Edited on 13/1/09 by bassett]


mad4x4 - 13/1/09 at 12:47 PM

Careful with Elephant's website there policy's default to 10 months not 12 Months so may not be a cheap as you think


gingerprince - 13/1/09 at 01:09 PM

Ring A-Plan's Thatcham office. Been best for me with Modified FTO, TVR, Modified Scooby and Kit car for the last few years!

http://www.aplan.co.uk/thatcham.php


l0rd - 13/1/09 at 01:32 PM

It's for my tin top. A renault clio rsi

It will undergo some slight modifications. I have been looking on reviews for Andrian Flux, ecar, performance direct and the reviews are horrible.

So, i have run out of companies that they could be of help.


hobbsy - 13/1/09 at 02:02 PM

As the prince said A-Plan Thatcham have been good for me, to be honest my insurance on modded cars (prior to kit car) was almost exclusively between them and Flux.

Flux seem to have a habit of being competitive to get your business but then raising the price at renewal time (when you'd expect a decrease due to an extra years NCB).

A-Plan still insure my daily driver and Flux cover the Fury.


dinosaurjuice - 13/1/09 at 02:38 PM

avoid flux like the plague is my advice.

a very 2 faced company.


l0rd - 13/1/09 at 03:14 PM

Too late


gingerprince - 13/1/09 at 03:17 PM

quote:
Originally posted by l0rd
Too late


No it's not, you have a 14 day grace period with any insurance policy.

I have no personal experience of Flux, but I have heard many stories of people who've had issues in the event of a claim.


l0rd - 13/1/09 at 06:47 PM

Yes, i suppose i do have 14 days. just fed up looking for insurance. Spend all day today and yesterday.


hobbsy - 15/1/09 at 11:38 AM

You've got to remember that in the event of a claim its often the underwriter that causes you the issues.

Remember Flux are only a broker.

Myself and a friend have both had issues in the event of a claim with an underwriter called Highway which IIRC both Flux and A-Plan (and countless other brokers no doubt) use.

TBH you only find out for sure whether they are any good when its too late and you're making a claim.