anyone have any experience of providers of MPI?, recommendations etc,

cheers
Ray

got mine through chelsea building society and insured it for extra to cover my bills as well , (almost twice my mortgage payment) been made redundant a couple of times and they have paid out without any trouble! each time....

as above - its worth covering your essential bills as well as the mortgage. Always recommended and used a company called Paymentshield (http://www.paymentshield.co.uk/consumer/mppi/default.aspx) previously through my work in Financial Services.

I cancelled the one I had. It would only cover 12 months of payments in the whole policy. Adding up the monthly payments, You'd cover 12 months of payments in just a few years. I decided to "self insure". Check what you get carefully as it might not be worth the premiums.

IMHO you're better off stashing the would be premium in the best savings account or ISA you can find. The money will build up after a year or so and be available to give you the same safety net as most/any policy ould give you. Most importantly the money remains all yours and not the insurers. If you never need it you still have it - the insurer won't ever give it back

I may be reviewing my position as the government saftey net is chanding to 3 months

I did the same as Smart51 for the same reasons

Phil