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Car insurance for under 25's...
paul the 6th - 18/10/09 at 03:34 PM

Just playing fantasy garage on the internet after having been to the Yorkshire Big Breakfast meet this morning. Some absolutely stunning cars there!

Anywho, I've just punched my details into directline and one or two other insurers looking to find out a rough cost for insurance on a vx220 or lotus - I don't own one and I couldn't afford to buy one right now but I'm just killing time....

I'm 23 (24 in january), 6 years NCB, no points no convictions, YO26 york postcode (quite good postcode as far as I'm aware), and as it happens completely un-insurable!

"Unable to quote at this time" is the answer from most of them. I ride a suzuki sv1000 which is capable of over 160mph and I'm fully comp on that for £350 a year with 2 years ncb, yet it would be more of a risk for me to jump in a car with a power to weight ratio of around 150-160bhp....

are there any insurers out there who understand this kind of situation?

Thanks in advance P!


tegwin - 18/10/09 at 03:57 PM

You would have to talk to one of the specialist insureres.... I have my TVR with MSM... and im only 21 ...2 years NCB


Ninehigh - 18/10/09 at 04:00 PM

When I was 21 I managed to get a quote for a brand new Bentley (£21,000) and a Reliant Scimitar (£3000)

Seems anyone will insure me on anything, for the right price.

Did you use one of them comparison sites? Cos they're pants for anything slightly off the norm


CraigJ - 18/10/09 at 04:24 PM

I had my Impreza Turbo Uk car insured through Bell.co.uk when i was 23, I paid 700ish TPF&T.


paul the 6th - 18/10/09 at 04:25 PM

ah cheers guys,

I refuse to use comparison websites based on the fact that ALL their adverts are so annoying and incredibly ghey...

I'm curious enough to find out what a rough insurance cost would be but not so to the point where I'd actually ring adrian flux etc. and speak to someone about it.

I should probably really be in the garage instead of arsing about on here but hey ho.

Hmmm... vx220....


paul the 6th - 18/10/09 at 04:30 PM

cheers craigJ

bell just quoted me

Your quote:

£684.80

not too bad that


CraigJ - 18/10/09 at 04:41 PM

Bell were always the cheapest for me on all my jap stuff, Impreza, 200sx, Prelude 2.2, MR2's, GT4, FTO etc.


trextr7monkey - 18/10/09 at 05:54 PM

quote:
Originally posted by paul the 6th

I'm curious enough to find out what a rough insurance cost would be but not so to the point where I'd actually ring adrian flux etc. and speak to someone about it.




Being at such an awkward age you do really need to speak to someone - Flux Sykes, Roadsure etc who are at least in the same ball park and have some idea of the risks.
My student daughter 21 has a hell of a job getting decent quotes - she had 3 years in York and is now in Newcastle, driving one of those notoriously powerful Zook Jimnys after changing flats and moving a mile down the road she was asked for another +£500 by Admiral, her ex insurers that was on top of another £100 for moving fronm York to Newcastle.
The insurance folks should be wearing stripey jumpers and masks!
atb
Mike


morcus - 18/10/09 at 07:12 PM

Thats less than I'm paying on my panda (I was 21 with a years NCB at the start of the policy).

I would've thought your best bet for something like that would be to visit a brookers office.