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Cheques and Expiry...
scootz - 23/11/11 at 10:10 PM

I've just found a cheque (payable to me ) that has the date 28-11-07 on it. I've read on the net that most banks will reject them after 6 months has passed, but that they technically remain 'legal' for 6 years.

If I was to submit it to my bank and they did put it through, would that be that... ???

PS - the issuing / receiving banks are different.


steve m - 23/11/11 at 10:15 PM

change it to read 17

Then you can cash it, in 5 years time


david_hornet27 - 23/11/11 at 10:21 PM

Found this maybe of some help...

Cheque bit is a few paragraphs down.

http://www.lovemoney.com/news/credit-cards-current-accounts-and-loans/current-accounts/1029/your-essential-banking-guide


MakeEverything - 23/11/11 at 10:24 PM

Cant you contact the originator for a rewritten one?

How many zeros on it?


scootz - 23/11/11 at 10:28 PM

quote:
Originally posted by david_hornet27
Found this maybe of some help...

Cheque bit is a few paragraphs down.

http://www.lovemoney.com/news/credit-cards-current-accounts-and-loans/current-accounts/1029/your-essential-banking-guide


Cheers!


scootz - 23/11/11 at 10:29 PM

quote:
Originally posted by MakeEverything
Cant you contact the originator for a rewritten one?



Could do, but I'd rather try and cash it first if I can...


loggyboy - 23/11/11 at 10:36 PM

Is it from a bussiness or an individual, if an individual it might be wise to ask if they still have the funds in the account, as I wouldnt be pleased if money came out my account after 4 years I wasnt expecting!


scootz - 23/11/11 at 10:39 PM

It's a business...


Macbeast - 24/11/11 at 12:17 AM

Well, just try it FFS !!


designer - 24/11/11 at 11:48 AM

With my experience the Bank probably wouldn't notice the date.


scootz - 24/11/11 at 12:08 PM

quote:
Originally posted by Macbeast
Well, just try it FFS !!


Aye... and get walloped with a £25 handling fee if it gets knocked back by the issuing bank!?