That would be a funny sight!
So my 14 year old daughters 'tells' me - 'you know seagulls, well if you feed them chips then they explode'!! - yeah really,
bearing in mind we live in Brighton where seagulls eat chips all the time..... and I've never seen seagull guts all over the promenade yet....
Then she remembered it was Bicarbonate of Soda - like that's similar to chips!!!!
hahahaha
That would be a funny sight!
quote:
Originally posted by Jasper
So my 14 year old daughters 'tells' me - 'you know seagulls, well if you feed them chips then they explode'!! - yeah really, bearing in mind we live in Brighton where seagulls eat chips all the time..... and I've never seen seagull guts all over the promenade yet....
Then she remembered it was Bicarbonate of Soda - like that's similar to chips!!!!
at present no i don't like teenagers
the eldest 18 years old, bought a car 6 months ago (05 fiesta Ghia) using my credit rating, and paying
me for the loan £6.5K. last week he wrote it off.:mad worst still, he was on my insurance to get the quote down.
now, no car, no loan payments, no no claims bonus
ditch
quote:
Originally posted by ditchlewis
at present no i don't like teenagers
now, no car, no loan payments, no no claims bonus
ditch
my dad wouldnt do that for me, but used to help out with the insurance cost.
yeh teenagers are a pain in the arse
i know, i was one a year ago but it's all changed now im 20... honest
wrote 3 cars off in 3 years and most the local police know my parents by their first names!
Learn the hard way, its the best!
well, you say that, my mum who's clearly not a teenager, reckons that if you thread bits of bread onto a piece of string, a seagull will eat it,
then the sting come out the other end and another one will eat the string, and so on until you sting loads of seagulls together... really....
she honestly believes thats true
quote:
Originally posted by nathanharris1987
yeh teenagers are a pain in the arse
i know, i was one a year ago but it's all changed now im 20... honest
wrote 3 cars off in 3 years and most the local police know my parents by their first names!
Learn the hard way, its the best!
quote:
Originally posted by ditchlewis
at present no i don't like teenagers
I was going to buy a £300 uno to learn to drive in. (well my dad was) then go in to my indy.
stuart
Still trying to get my head around spoon feeding bicarb of soda to a seagull.
not as easy as it sounds.
quote:
Teenagers - don't you love 'em ...
Teenagers are great!
Leave a packet of crisps and a coke inside the door in the morning and you dont have to see them all day!
Seriously though... best thing to do is let them buy their own car at 14/15. I don't smoke, drink, do drugs, loiter in parks, eat excessive fast
food etc. because I simply don't have the money! I do though have an extremely cool little car to run around in now i'm 17 
I've got 3 of them, never a dull moment
Steve.
quote:
Originally posted by snapper
Still trying to get my head around spoon feeding bicarb of soda to a seagull.
not as easy as it sounds.
g/f has just given her sister her old ford ka. Its an idea learner car, i just wish she'd made her pay something towards it so she appreciated
the value of the car.
Then again she is working in the hospital part time as well as full time student to cover hte cost of insurance - its stupidly high!!!!
quote:
Originally posted by MikeR
g/f has just given her sister her old ford ka. Its an idea learner car, i just wish she'd made her pay something towards it so she appreciated the value of the car.
Then again she is working in the hospital part time as well as full time student to cover hte cost of insurance - its stupidly high!!!!
quote:
Originally posted by Griffo
quote:
Originally posted by MikeR
g/f has just given her sister her old ford ka. Its an idea learner car, i just wish she'd made her pay something towards it so she appreciated the value of the car.
Then again she is working in the hospital part time as well as full time student to cover hte cost of insurance - its stupidly high!!!!
awww, even for a girl with a ford Ka?
My insurance for my first/current car (ive had her 4 and a half years now) was £3200 with norwich union but as i had done pass plus that came down to around £1800.
I can now insure 200bhp+ cars for around £1000. Its probably a good thing that I couldn't back then!
not long turned 22, i havent actually checked if being 22 makes any difference over 21 though.
I only have 4 years no claims though as i drove my mums car for a few months first. i get 5 years in September i think.
Not trying to hijack the thread but...will i struggle for insurance on a ZX12R powered haynes roadster? (although i will probably be 30 y the time its
complete 
)
think 25 is the age where it changes. i was 24 when i got that quote, also with 4 years no claims. norwich union wanted something like £900 for the same car, same details...
We did not get him that car, he has a full time job and he is paying for it himself.
when he was 16 he got a scooter to get to college on, but he was knocked off and nearly killed one night
we got give a Nova by a friend of ours, he drove that for a while and then he decided once he had a job to get a car for himself. i got the loan
because they wanted 177% Apr. he pays me and i pay the loan. the car remains in my name untill it is all paid off.
the insurance well we were using direct line so he could build up his no claims bonus. that ended when he was number 3 in a 5 car pile up.
to his credit it is his hard earned that pays for the car.
just that he is so unlucky.
ditch
quote:
Originally posted by blakep82
think 25 is the age where it changes. i was 24 when i got that quote, also with 4 years no claims. norwich union wanted something like £900 for the same car, same details...
Blimey this is one reason to be glad i'm now an old man (28)! Under 300 fully comp for my 208bhp 3 litre Omega from admiral
yeah i really wish i had passed my test when i was 17 not when i was 22 as my premiums are still pretty high, £70 for a 1 litre 4 speed 106. that is
with my wife as the main driver. with me as the main driver it was £120 a month!
however i only paid £175 for the 106, my wife has a £150 audi and i look after the cars. the audi has been trouble free but the pug has needed new
back brakes, coolant hoses and head gasket but doing it myself makes it pretty cheap.
my dad would never pay much towards me having a car, but he is very free with his time in helping me fix my cars! couldn't do it without him.
She's not a teenager but my daughter bought a £500 Corsa when she passed her test last year. I've learnt plenty about them since then. Rear
wheel bearings are £7, fronts are £13, the EGR valve sticks and you can read fault codes with a bent paper clip All good stuff though.
Just to put a slightly brighter note on this thread (!), I'm 21, no crashes/claims/bumps etc., 4 years NCB.
2003 Seat Toledo 1.9 TDI (unlimited business miles), FC, £200 excess £510
Fisher Fury Fireblade, FC, 3000miles, garaged: £580
The Fury was more than I was expecting, apparently BECs are a much higher risk to insurers, but still reasonable when you consider at 17 my insurance
was £1700 TPFT on a 1996 Rover 414.
edit to add: I still think insurers should ask how many miles you have driven since your last claim/accident; it would be much more meaningful than
length of time. Ok there is a fair amount of self interest there as I've done nearly 80k miles now, but all the same!.
[Edited on 7/4/08 by Hugh_]
quote:
Originally posted by Griffo
quote:
Originally posted by blakep82
think 25 is the age where it changes. i was 24 when i got that quote, also with 4 years no claims. norwich union wanted something like £900 for the same car, same details...
yeah it does go down alot at 25, i think thats the age where you can drive pretty much anything you want.
Norwich union are very expensive IMO but they where best for me with the pass plus discount.
im still paying nearly £800 for my car now which is silly money for T reg rover 214. its group 7 i believe.
quote:
I started out with a £50 mini 850 (though they are worth a lot more these days!) and paid for it all myself.
Yep I started out with a lurvly Mk1 Cortina 1500 super in 1976 (aged 17). By 1980 it had progressed through being a 1600 to a !600E, where the
'E' stood for Extra. Like 1662cc, Lotus twincam pistons, 10.5:1 CR, Flat full race Xflow head, Lightened & balance bottom end, Race
cam, Port matched inlet & exhaust manifolds, twin 40 DCOE's, Piper Ladder alloy rocker box and a high energy electronic capacitive discharge
ingniton system making it run sweet up to 8000RPM. All this (somewhere in excess of 160bhp) through a single rail gear box (used to replace the
bearing every 10K miles) to a 3.7 diff ( ) used to give a top end of 140.
So when I was 21 I thought time to get my own insurance (currently £60pa on my dads policy). So I went into a brokers to get some idea of what the
cost might be, telling them that the above was what I was thinking of doing to my car so how much would the insurance be for me only, fully comp.
He came back with £325.
A bit dear I thought but all things considered quite reasonable bearing in mind that this was 1980.
Then he said of course we would need an engineer report to say it was Ok and that would of course be a quarter.
I choked and left, doing the only thing possible, carried on driving sensibly on my dads insurance.
To put things in perspective, at the time I could have paid £1300 as 80% payment on a house in Wellingborough, that same house would now be about
£120k so that would mean that the same insurance payment now would be about £96000, relatively speaking.
quote:
Originally posted by jollygreengiant
To put things in perspective, at the time I could have paid £1300 as 80% payment on a house in Wellingborough, that same house would now be about £120k so that would mean that the same insurance payment now would be about £96000, relatively speaking.
quote:
Originally posted by jollygreengiant
To put things in perspective, at the time I could have paid £1300 as 80% payment on a house in Wellingborough, that same house would now be about £120k so that would mean that the same insurance payment now would be about £96000, relatively speaking.
Can you just throw the pot of bicarb up in the air and see if the neck the lot? If it has one of those shaker tops it will slowly feed itself in.
Maybe that will give it some time to fly far enough away from you afterwards - unless someone fed it string earlier in the day and tied it to the pier
on a long line.
My first car was mk2 escort at 16. Never did see the road - was scrapped off. 2nd car at 17 was Mini 850. No MOT etc. My Dad basically said there is a
manual, the tools are in the garage, get on with it. Of course lent a hand where possible. That car taught me a hell of a lot about spannering.
I'm 17 and paying £600 pa all mods declared on this:
I didn't think that was too bad!
I had a Nova 1.3sr as my first car at 17 with a few minor mods declared and I only paid £520 fully comp. I never did understand why my mates were
paying well over a grand for insurance on 1.1 fiestas and the like.
I loved that car too, used to p1ss off all the XR2 owners.
quote:
Originally posted by phelpsa
I'm 17 and paying £600 pa all mods declared on this:
I didn't think that was too bad!
I think that the cheapest qoute i have found are at cis insurance
stuart
quote:
Originally posted by blakep82
well, you say that, my mum who's clearly not a teenager, reckons that if you thread bits of bread onto a piece of string, a seagull will eat it, then the sting come out the other end and another one will eat the string, and so on until you sting loads of seagulls together
quote:
Originally posted by Griffo
quote:
Originally posted by phelpsa
I'm 17 and paying £600 pa all mods declared on this:
I didn't think that was too bad!
No that is very very good!!!
any idea what insurance group it falls into?