Hi all of to mexico for a holiday soon
any thoughts on holiday insurance
good ones
bad ones
claimed ones

Search the subject and more detail may come up, to long a story to write again but it as been discussed on here before ........

Had AXA insurance, had huge claim, I mean huge, wife had life saving operation, we are all still here to tell the tale, the proof of the pudding is the claim, I had to sign a credit card slip for $100, the excess and that was it all the rest covered by them there and then.

We had holiday insurance with AXA and when we had to make a claim, they had limits and excesses for just about every section of claim. (Money, clothing, electrical goods, etc) We ended up about £1,500 out of pocket. I now read the small print very carefully before taking out holiday insurance. I'd suggest you do the same with holiday insurance policies.

Phil

[Edited on 7-9-08 by Hellfire]

Fair point, Ive just flown back from States, same plane 4 yes unbelievably 4 different class's of service/seat available on one 10 hour flight.

I wouldn't often stick up for a insurance company but the service we got from AXA went way beyond the call of duty, but yes read small print 1st and make sure it covers what you want it to cover, if you want the cheapest policy expect it to contain lots of "save the insurance company money excess charges"

Not sure if Norwich Union are like this with their travel insurance but their health insurance is terrible. My dad had to have an operation for a skin nasty and they decided that they'd only pay for a quarter of it on the basis that they said they'd only pay for one operation and they were claiming his consisted of:

1) local anaesthetic
2) removing the lesion
3) skin flap to cover up the flipping big hole
4) stitching things up afterwards

which they said represented "multiple procedures"

FFS! They were seriously suggesting that one bit of it was necessary but the other bits were "uneccesary additions".

Bear in mind that this is hassle that my dad really didn't need considering he'd just had a fairly big operation for a serious condition. Little shits!!!! I'd quite like to find the underwriter who tried to pull that stunt and do a few procedures on him without anaesthetic (starting with a vasectomy and a circumcision.... with a vinegar-covered plastic knife from the local chippy)....

(and the underwriter was definately a bloke (cos I spoke to him) before the PC sexist cries come out!!)...

I'd say avoid like the plague....