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BANKS - thieving robbing gits *rant warning*
nib1980 - 9/10/08 at 05:06 PM

Hi All,

need a rant,

just came home to a letter from the bank saying.

"we have reviewed your overdraft facility and deemed it acceptable, the arangement fee is £25"

Now here's the rant.

I have had this account for 7 years with the same overdraft, and never had it reviewed or n arrangement fee. Why the heck have they decided to chrge me one?

I havre no debts, I owe no one any money, and I bank over 70K in that account a year.

Where the heck does a bank get off doing me over and not these gits that live on credit

advise would be nicem I suspect a account closure may be occuring



Rant over




.

Paul TigerB6 - 9/10/08 at 05:09 PM

I'm sure a quick phone call to them with the threat of closing your account will soon have them backtracking on that arrangement fee!!

iank - 9/10/08 at 05:10 PM

Been through that kind of crap before.

Query the charge with the manager.
Make sure he knows that you'll move accounts if it isn't waived, and you'll be sending a letter to his boss telling him why you've moved. Be polite.
Be prepared to follow through.

omega0684 - 9/10/08 at 05:11 PM

what the frick do you do for a living to put £70 k a year in that account, do you need an apprentice, pick me pick me!

BenB - 9/10/08 at 05:15 PM

Wow! What a con!!

I'd point out that you didn't ask them to review your overdraught facility and that you'll move your money out of account unless they give you an instant refund.

alternatively send them a letter in reply stating

"thank you for reviewing my overdraught facility (without me requesting it) and deciding to keep it exactly the same as it has always been. My acceptance fee is £25. Please pay immediately to avoid me calling in the ballifs".

I think they'll get the point

nib1980 - 9/10/08 at 05:15 PM

quote:
Originally posted by omega0684
what the frick do you do for a living to put £70 k a year in that account, do you need an apprentice, pick me pick me!


just before i get mugged It's a joint account with my missus!!



.

scudderfish - 9/10/08 at 05:29 PM

quote:
Originally posted by BenB
Wow! What a con!!

I'd point out that you didn't ask them to review your overdraught facility and that you'll move your money out of account unless they give you an instant refund.

alternatively send them a letter in reply stating

"thank you for reviewing my overdraught facility (without me requesting it) and deciding to keep it exactly the same as it has always been. My acceptance fee is £25. Please pay immediately to avoid me calling in the ballifs".

I think they'll get the point


But then it only evens out. An acceptence fee of £50 is more like it

Blue Fox - 9/10/08 at 06:30 PM

What bank is it so the rest of us are forewarned!

oldtimer - 9/10/08 at 06:46 PM

The problem is that all banks annoy us at some time. £25 charge for an unasked for and unnecessary assesment is an insult. The charging system seems random. Plenty of other banks are out there looking for £70k pa account holders. Sadly I would find it difficult to recomend one!

Peteff - 9/10/08 at 06:51 PM

quote:
Originally posted by nib1980

Where the heck does a bank get off doing me over and not these gits that live on credit
Rant over


They can't take money off the people who don't have any, come on
I can't see why you have an overdraft facility on the account if you put that much money through it, cancel it when they have refunded you the charge.

nib1980 - 9/10/08 at 07:07 PM

quote:
Originally posted by Peteff
quote:
Originally posted by nib1980

Where the heck does a bank get off doing me over and not these gits that live on credit
Rant over


They can't take money off the people who don't have any, come on
I can't see why you have an overdraft facility on the account if you put that much money through it, cancel it when they have refunded you the charge.



Sounds fair, just don't see why i'm punished for working hard and scumbags with massive debts aren't

Paul TigerB6 - 9/10/08 at 07:45 PM

When it comes to banks, i think they try to punish everyone!!! Equal opportunities punisher!!

nib1980 - 9/10/08 at 08:03 PM

quote:
Originally posted by Paul TigerB6
When it comes to banks, i think they try to punish everyone!!! Equal opportunities punisher!!


at least I still smile when I'm on here!

RK - 9/10/08 at 10:15 PM

apparently you can't take it with you, and the banks are making sure of it.

02GF74 - 10/10/08 at 08:25 AM

quote:
Originally posted by nib1980
Now here's the rant.

I have had this account for 7 years with the same overdraft, and never had it reviewed or an arrangement fee. Why the heck have they decided to charge me one?

I have no debts, I owe no one any money, and I bank over 70K in that account a year.

Where the heck does a bank get off doing me over and not these gits that live on credit.



nice rant but could have done with a few more angry words and some

.... but think about it. The reason they are charging you is because you have money, what would be the point asking for money from someone who has none?

Jasper - 10/10/08 at 02:13 PM

You tried the Co-Op? I'm moving all my accounts over from Barclays over the coming ones, business and personal..... no business banking fees at all, forever (FSB member).