John P
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| posted on 17/5/08 at 05:12 PM |
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Where's the best place to get a Car Loan
As above really.
Any recommendations?
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Simon
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| posted on 17/5/08 at 05:20 PM |
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http://www.moneysupermarket.com/loans/?p=0&bbcam=Adwds%5FLoans&bbkid=car+loans&x
In the past, I've always used A&L, though for the latest one I went to my bank (HSBC) as I intend to pay it off quite early.
ATB
Simon
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zilspeed
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| posted on 17/5/08 at 05:24 PM |
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quote:
Originally posted by John P
As above really.
Any recommendations?
Right, first things first - never ever ever take financial advice from me.
Ok ?
Right, let's crash on.
How long do you want to pay it over ?
If a year is long enough, you'll easily find a card which allows 12 months interest free on purchases. The Interest does the usual thing after
that and goes through the roof. If two years is long enough, you could tart the balance to another card for another 12 months interest free and get
two years interest free.
That's it I'm done.
I would suggest having a look at Martin Lewis' site - www.moneysaving expert.com
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joneh
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| posted on 17/5/08 at 07:58 PM |
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The interest rates are crap at the moment. I just got a 12 month 0% credit card from HSBC if that helps...
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Humbug
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| posted on 17/5/08 at 08:40 PM |
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I would also recommend Martin Lewis's Money Saving Expert site.
I funded part of the missus' car purchase through a life of balance credit card. At the time (2.5 years ago) it was available at 3.8%. I did it
by transferring balances from other cards to the amount I wanted to "borrow". If you work out how much time you want to pay back over and
DO NOT MAKE ANY PURCHASES, you pay the same rate of interest on the remaining balance until you've paid it off.
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JoelP
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| posted on 18/5/08 at 07:55 AM |
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i recently got a 7.5k loan for a new van, as dealer finance is rubbish. Best i found via moneysupermarket, was the AA at either 6.9 or 7.3%. That
worked out to 338ppm over 2 years.
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t.j.
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| posted on 18/5/08 at 09:40 AM |
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Want real advise?
Do not loan!
Only loan for a home or something which survive inflation.
So buy a cheaper one, or build your own.
grtz
Please feel free to correct my bad English, i'm still learning. Your Dutch is awfull! :-)
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