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Author: Subject: Teenagers - don't you love 'em ...
Peteff

posted on 7/4/08 at 08:49 PM Reply With Quote
Feed them semtex, then they explode.

She's not a teenager but my daughter bought a £500 Corsa when she passed her test last year. I've learnt plenty about them since then. Rear wheel bearings are £7, fronts are £13, the EGR valve sticks and you can read fault codes with a bent paper clip All good stuff though.





yours, Pete

I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.

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Hugh_

posted on 7/4/08 at 08:57 PM Reply With Quote
Just to put a slightly brighter note on this thread (!), I'm 21, no crashes/claims/bumps etc., 4 years NCB.

2003 Seat Toledo 1.9 TDI (unlimited business miles), FC, £200 excess £510

Fisher Fury Fireblade, FC, 3000miles, garaged: £580

The Fury was more than I was expecting, apparently BECs are a much higher risk to insurers, but still reasonable when you consider at 17 my insurance was £1700 TPFT on a 1996 Rover 414.

edit to add: I still think insurers should ask how many miles you have driven since your last claim/accident; it would be much more meaningful than length of time. Ok there is a fair amount of self interest there as I've done nearly 80k miles now, but all the same!.

[Edited on 7/4/08 by Hugh_]






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Hugh_

posted on 7/4/08 at 09:09 PM Reply With Quote
quote:
Originally posted by Griffo
quote:
Originally posted by blakep82
think 25 is the age where it changes. i was 24 when i got that quote, also with 4 years no claims. norwich union wanted something like £900 for the same car, same details...


yeah it does go down alot at 25, i think thats the age where you can drive pretty much anything you want.

Norwich union are very expensive IMO but they where best for me with the pass plus discount.

im still paying nearly £800 for my car now which is silly money for T reg rover 214. its group 7 i believe.


Probably worth trying the likes of Adrian Flux etc. They were by far the cheapest for me, somewhat perversely it is cheaper for me to insure a 2003 Seat Toledo 1.9TDI (110) SE full comp than it is a 1997 Mondeo 2.0 TPFT (which I had before). Thats despite the Toledo being with about 5 times as much and having unlimited business miles on the toledo and 15k SDP miles/year on the mondeo; and within the same insurance/NCB period.






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triumphdave

posted on 8/4/08 at 12:30 AM Reply With Quote
quote:

I started out with a £50 mini 850 (though they are worth a lot more these days!) and paid for it all myself.



Me too,ahh those were the days





If you always do what you have always done you will always get what you have always got

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jollygreengiant

posted on 8/4/08 at 01:28 AM Reply With Quote
Yep I started out with a lurvly Mk1 Cortina 1500 super in 1976 (aged 17). By 1980 it had progressed through being a 1600 to a !600E, where the 'E' stood for Extra. Like 1662cc, Lotus twincam pistons, 10.5:1 CR, Flat full race Xflow head, Lightened & balance bottom end, Race cam, Port matched inlet & exhaust manifolds, twin 40 DCOE's, Piper Ladder alloy rocker box and a high energy electronic capacitive discharge ingniton system making it run sweet up to 8000RPM. All this (somewhere in excess of 160bhp) through a single rail gear box (used to replace the bearing every 10K miles) to a 3.7 diff ( ) used to give a top end of 140.

So when I was 21 I thought time to get my own insurance (currently £60pa on my dads policy). So I went into a brokers to get some idea of what the cost might be, telling them that the above was what I was thinking of doing to my car so how much would the insurance be for me only, fully comp.

He came back with £325.

A bit dear I thought but all things considered quite reasonable bearing in mind that this was 1980.

Then he said of course we would need an engineer report to say it was Ok and that would of course be a quarter.



I choked and left, doing the only thing possible, carried on driving sensibly on my dads insurance.
To put things in perspective, at the time I could have paid £1300 as 80% payment on a house in Wellingborough, that same house would now be about £120k so that would mean that the same insurance payment now would be about £96000, relatively speaking.





Beware of the Goldfish in the tulip mines. The ONLY defence against them is smoking peanut butter sandwiches.

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Hugh_

posted on 8/4/08 at 06:19 AM Reply With Quote
quote:
Originally posted by jollygreengiant

To put things in perspective, at the time I could have paid £1300 as 80% payment on a house in Wellingborough, that same house would now be about £120k so that would mean that the same insurance payment now would be about £96000, relatively speaking.


That's not even funny, I wish I could buy a house for £1625

[Edited on 8/4/08 by Hugh_]






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MikeRJ

posted on 8/4/08 at 08:29 AM Reply With Quote
quote:
Originally posted by jollygreengiant
To put things in perspective, at the time I could have paid £1300 as 80% payment on a house in Wellingborough, that same house would now be about £120k so that would mean that the same insurance payment now would be about £96000, relatively speaking.



That was an exceptionally cheap house! IIRC my mum and dad paid something like £2000 for their 3 bedroom semi nearly 40 years ago. Average house price in 1980 was 20-30k.

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DarrenW

posted on 8/4/08 at 08:48 AM Reply With Quote
Can you just throw the pot of bicarb up in the air and see if the neck the lot? If it has one of those shaker tops it will slowly feed itself in. Maybe that will give it some time to fly far enough away from you afterwards - unless someone fed it string earlier in the day and tied it to the pier on a long line.


My first car was mk2 escort at 16. Never did see the road - was scrapped off. 2nd car at 17 was Mini 850. No MOT etc. My Dad basically said there is a manual, the tools are in the garage, get on with it. Of course lent a hand where possible. That car taught me a hell of a lot about spannering.






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phelpsa

posted on 8/4/08 at 10:05 AM Reply With Quote
I'm 17 and paying £600 pa all mods declared on this:




I didn't think that was too bad!






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eznfrank

posted on 8/4/08 at 10:48 AM Reply With Quote
I had a Nova 1.3sr as my first car at 17 with a few minor mods declared and I only paid £520 fully comp. I never did understand why my mates were paying well over a grand for insurance on 1.1 fiestas and the like.

I loved that car too, used to p1ss off all the XR2 owners.

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Griffo

posted on 8/4/08 at 01:44 PM Reply With Quote
quote:
Originally posted by phelpsa
I'm 17 and paying £600 pa all mods declared on this:

I didn't think that was too bad!


No that is very very good!!!

any idea what insurance group it falls into?

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Stuart_B

posted on 8/4/08 at 01:56 PM Reply With Quote
I think that the cheapest qoute i have found are at cis insurance

stuart





black mk indy, 1.6pinto on cbr600 bike carb's.

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ChrisW

posted on 8/4/08 at 02:34 PM Reply With Quote
quote:
Originally posted by blakep82
well, you say that, my mum who's clearly not a teenager, reckons that if you thread bits of bread onto a piece of string, a seagull will eat it, then the sting come out the other end and another one will eat the string, and so on until you sting loads of seagulls together


That only works with ducks, and it has to be bacon (not bread), because their digestive system can't cope with it and it just comes out the same at the other end.....

...or so I've been told!

Chris

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phelpsa

posted on 8/4/08 at 02:52 PM Reply With Quote
quote:
Originally posted by Griffo
quote:
Originally posted by phelpsa
I'm 17 and paying £600 pa all mods declared on this:

I didn't think that was too bad!


No that is very very good!!!

any idea what insurance group it falls into?


Erm.. nope! No idea sorry. It's 45bhp, 33lbft, 1043cc beast that's lowered to within an inch of its life over banded steels with buckets and some other fancy bits though.

'But does that increase the performance? No? Okay, that's no extra charge'

I love quinn direct!






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