l0rd
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| posted on 13/1/09 at 11:58 AM |
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Modified car insurance
My insurance is due to expire in a few days. What would be the best modified car insurance company to go for?
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hobbsy
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| posted on 13/1/09 at 12:05 PM |
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What is it?
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Mr Whippy
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| posted on 13/1/09 at 12:08 PM |
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quote:
Originally posted by hobbsy
What is it?
a pile of parts apparently
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bassett
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| posted on 13/1/09 at 12:24 PM |
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Id probably say adrian flux but depends on car, your age, location and mods. If your young and there a few minor mods id try elephant as my Leon Cupra
R is with them, im 22 and its about £700 which i think is good.
[Edited on 13/1/09 by bassett]
My MNR Blog Updated Jan 2010 - Track Day Prep Begins!
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mad4x4
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| posted on 13/1/09 at 12:47 PM |
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Careful with Elephant's website there policy's default to 10 months not 12 Months so may not be a cheap as you think
Scot's do it better in Kilts.
MK INDY's Don't Self Centre Regardless of MK Setting !
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gingerprince
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| posted on 13/1/09 at 01:09 PM |
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Ring A-Plan's Thatcham office. Been best for me with Modified FTO, TVR, Modified Scooby and Kit car for the last few years!
http://www.aplan.co.uk/thatcham.php
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l0rd
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| posted on 13/1/09 at 01:32 PM |
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It's for my tin top. A renault clio rsi
It will undergo some slight modifications. I have been looking on reviews for Andrian Flux, ecar, performance direct and the reviews are horrible.
So, i have run out of companies that they could be of help.
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hobbsy
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| posted on 13/1/09 at 02:02 PM |
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As the prince said A-Plan Thatcham have been good for me, to be honest my insurance on modded cars (prior to kit car) was almost exclusively between
them and Flux.
Flux seem to have a habit of being competitive to get your business but then raising the price at renewal time (when you'd expect a decrease due
to an extra years NCB).
A-Plan still insure my daily driver and Flux cover the Fury.
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dinosaurjuice
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| posted on 13/1/09 at 02:38 PM |
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avoid flux like the plague is my advice.
a very 2 faced company.
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l0rd
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| posted on 13/1/09 at 03:14 PM |
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Too late 
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gingerprince
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| posted on 13/1/09 at 03:17 PM |
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quote:
Originally posted by l0rd
Too late
No it's not, you have a 14 day grace period with any insurance policy.
I have no personal experience of Flux, but I have heard many stories of people who've had issues in the event of a claim.
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l0rd
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| posted on 13/1/09 at 06:47 PM |
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Yes, i suppose i do have 14 days. just fed up looking for insurance. Spend all day today and yesterday.
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hobbsy
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| posted on 15/1/09 at 11:38 AM |
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You've got to remember that in the event of a claim its often the underwriter that causes you the issues.
Remember Flux are only a broker.
Myself and a friend have both had issues in the event of a claim with an underwriter called Highway which IIRC both Flux and A-Plan (and countless
other brokers no doubt) use.
TBH you only find out for sure whether they are any good when its too late and you're making a claim.
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