theconrodkid
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| posted on 16/2/09 at 05:54 PM |
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y2000 ashtray write off Q
friend,s daughter got into her car and started the engine,unfortunately it was in gear and head butted the house wall,only damage showing was a small
crack in front bumper.
as she has protected no claims she informed ins co and took car in for estimate.
garage says that the rad mounting panel has moved and the car is a write off and they wont allow her to buy the salvage.
off to have a look on wednesday,i,m not a body work kind of person so is there anything about the ashtray that would cause it to be written off so
easily,i think the garage are trying to pull a fast one.
who cares who wins
pass the pork pies
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dogwood
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| posted on 16/2/09 at 05:59 PM |
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I don't think it's for the garage to say you cant buy it back.
Take it to another garage..
David
FREE THE ROADSTER ONE…!!
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theconrodkid
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| posted on 16/2/09 at 06:00 PM |
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sorry,ins co says she cant buy it back
who cares who wins
pass the pork pies
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clairetoo
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| posted on 16/2/09 at 06:01 PM |
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Sounds like a con to me - when did things change so that the garage decided weather you could buy the salvage ? Sounds like they are in bed with the
assessor , and have allready arranged to buy the `salvage` ..................
edit..........too slow 
[Edited on 16/2/09 by clairetoo]
Its cuz I is blond , innit
Claire xx
Will weld for food......
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theconrodkid
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| posted on 16/2/09 at 06:07 PM |
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 pink lightweight?how did i know that would be you?
who cares who wins
pass the pork pies
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dogwood
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| posted on 16/2/09 at 06:15 PM |
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If it's the insurance co thay say you can't buy it back then I think you are stuffed.
Normally it depends on the type of write off
C or D I think it is ( No expert)
One you can buy back the other you can't
david
FREE THE ROADSTER ONE…!!
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theconrodkid
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| posted on 16/2/09 at 06:20 PM |
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for a minor dig,what are they made of cardboard?
who cares who wins
pass the pork pies
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Meeerrrk
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| posted on 16/2/09 at 06:20 PM |
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i used to work in the insurance trade, and know a couple who still do. its becoming harder and harder to buy cars back off insurance companys because
they have contracts with breakers to take them as job lots. Also the government dont want "old" cars which have been written off back on
the road, so they make it harder for the general public to do so
For Sale : 2008 Aries/Stuart Taylor Motorsport Locoblade (954 Blade)
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Peteff
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| posted on 16/2/09 at 06:34 PM |
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We've just put a cat c Y reg corsa c back on the road no problem with the government. As long as it has a VIC check it's no problem but as
mentioned the insurance may have a nice little earner going with a salvage yard and want to sweeten them with a few easy repairs
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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NigeEss
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| posted on 16/2/09 at 07:00 PM |
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quote:
Originally posted by theconrodkid
pink lightweight?how did i know that would be you?
That's a serious hijack
Time is an illusion. Lunchtime doubly so.................Douglas Adams.
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MikeRJ
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| posted on 16/2/09 at 07:21 PM |
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If it's an easy fix then simply don't continue with the claim and the car remains her property.
The front cross-member (presumably the part the rad sits on) could be pulled straight using a handy lamp post
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Simon
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| posted on 16/2/09 at 07:32 PM |
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^^I agree, but I used a tree, same one that damaged me car
ATB
Simon
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clairetoo
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| posted on 16/2/09 at 08:06 PM |
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quote:
Originally posted by NigeEss
quote:
Originally posted by theconrodkid
pink lightweight?how did i know that would be you?
That's a serious hijack
Nah...........this might be though 
Image deleted by owner
You've been PINKED
[Edited on 16/2/09 by clairetoo]
Its cuz I is blond , innit
Claire xx
Will weld for food......
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Meeerrrk
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| posted on 16/2/09 at 08:39 PM |
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quote:
Originally posted by MikeRJ
If it's an easy fix then simply don't continue with the claim and the car remains her property.
The front cross-member (presumably the part the rad sits on) could be pulled straight using a handy lamp post
agreed, although a bolt on replacement may be better if they are bolt on that is
For Sale : 2008 Aries/Stuart Taylor Motorsport Locoblade (954 Blade)
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iank
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| posted on 17/2/09 at 05:54 AM |
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quote:
Originally posted by Meeerrrk
quote:
Originally posted by MikeRJ
If it's an easy fix then simply don't continue with the claim and the car remains her property.
The front cross-member (presumably the part the rad sits on) could be pulled straight using a handy lamp post
agreed, although a bolt on replacement may be better if they are bolt on that is
Doubt that will help, sounds like the crumple zones each side that the cross member is bolted/welded to has done it's job and crumpled -
you're not 'supposed' to pull them out so the car is usually written off as it's a lot of work to replace.
See http://www.locostbuilders.co.uk/viewthread.php?tid=94541
Buying back salvage has never been a right unless it's written into the policy, question is have the insurance company informed the DVLA that
it's written off - if they have abandoning the claim is too late to avoid a VIC check.
[Edited on 17/2/09 by iank]
--
Never argue with an idiot. They drag you down to their level, then beat you with experience.
Anonymous
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MikeRJ
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| posted on 17/2/09 at 06:09 AM |
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quote:
Originally posted by iank
Doubt that will help, sounds like the crumple zones each side that the cross member is bolted/welded to has done it's job and crumpled -
you're not 'supposed' to pull them out so the car is usually written off as it's a lot of work to replace.
If that's the case then fair enough, though you can usually buy replacement chassis legs that contain the collapsible part to weld in, not
exactly a small job though.
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theconrodkid
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| posted on 17/2/09 at 07:30 AM |
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cheers for the input peeps,the point i am trying to get over is,if you kiss the wall the car is a write off?shirley that cant be right,they cant be
that weak,it was in gear and at starter motor speed
who cares who wins
pass the pork pies
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mr henderson
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| posted on 17/2/09 at 07:54 AM |
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Seems to me this is how it would work-
Garage gives the insurance co a price =A
Insurance co compares the price with what they would have to pay out if they wrote it off =B
If A is greater than B, then write off. WHy sell back to owner? Put it in the salvage auction and get the best possible price. You could bid too if
you know where it gets auctioned
John
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theconrodkid
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| posted on 18/2/09 at 03:27 PM |
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had a look at the car,it hit the door frame of the house,they wanted a new bumper,rad,fan,a/c condenser,mounting panel,headlight etc.
after explaining to the man in the suit that it didnt need all the other bits as they were only scratches and pulling the mounting panel out with my
bare hands,the are going to revise the estimate and repair it.
the place was stuffed with porker,s rari,s and massers.....v nice
who cares who wins
pass the pork pies
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