carnut
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 posted on 20/7/06 at 02:47 PM |
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No claims bonus con?
Hi.
Just got off the phone to adrian flux to ask them to send me proof of my no claims bonus. They told me that I can only use my no claims bonus on 1
car. I want to use it for my insurance on my tin-top and my indy. Surely this is wrong! Please can someone confirm that the operator i spoke to at
Flux is a retard and not correct.
thanks
Carnut
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Just
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| posted on 20/7/06 at 02:50 PM |
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They're right, you can only use no claims bonus on one policy.
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matt_claydon
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| posted on 20/7/06 at 02:55 PM |
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Yep, 'fraid that's how the industry works.
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Tiger Super Six
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| posted on 20/7/06 at 02:55 PM |
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Yep - they are correct, you only earnt it on one policy so can only use it on one policy.
With that said, there are insurers who will allow a maximum introductory no claims bonus if you have a full no claims elsewhere.
If you are phoning flux and are trying to get a kit insurance then you shouldn't need NCB - kit cars are on a specialist policy that don't
use, or earn no claims bonus.
HTH
Mark
Tiger Avon
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David Jenkins
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| posted on 20/7/06 at 02:58 PM |
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If you're not talking about a kit car, then Direct Line will allow a no claims bonus to be used on a second car with just 1 condition - both
cars have to be insured 'driver-only' (for the same driver, of course!). This makes sense, as I can only drive one of them at a time,
unless I strap one to each foot...
...trouble is, they won't do kit cars.
Saying that, my Adrian Flux policy was only just over £100 disregarding ncd!
David
[Edited on 20/7/06 by David Jenkins]
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carnut
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| posted on 20/7/06 at 03:54 PM |
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Problem is ive earned 2 years ncb on the indy. Now ive had to buy a comuting car too and need to insure it. I was sad enough having to buy a
sensible car nevermind getting rogered on the insurance.
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locogeoff
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| posted on 20/7/06 at 04:08 PM |
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Its a complete rip off, you're good driving record only applies to one car, however if you have a claim on one car it goes against you for both
policies.
dirty theiving rip off gypo cvnt barstewards
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carnut
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| posted on 20/7/06 at 04:14 PM |
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agreed
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Coose
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| posted on 20/7/06 at 04:14 PM |
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Try Osborne and Son. They give a big fat discount if the kit is insured as a second car, even if the first isn't insured with them!
Spin 'er off Well...
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Peteff
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| posted on 20/7/06 at 04:31 PM |
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There is no No Claims Bonus available on limited mileage policies with any of the companies I've consulted, same for my bike.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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JoelP
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| posted on 20/7/06 at 05:52 PM |
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i have two policies through tesco, one with 4 years and one with 3 years NCB. Bit of a shame since i'll only have one car to insure in the near
future. Might have to switch it to direct line and let the missus use it and build up her own NCB too. Except she cant drive yet... 
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Macbeast
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| posted on 20/7/06 at 07:12 PM |
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Maybe you could tell insurer that the Indy is off the road and you want to change car on policy to the tin top, benefitting from the NCB. Then
re-insure Indy somewhere else?
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TangoMan
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| posted on 20/7/06 at 08:00 PM |
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quote:
Originally posted by Peteff
There is no No Claims Bonus available on limited mileage policies with any of the companies I've consulted, same for my bike.
I insured with Adrian Flux on 5000 miles and was told I would gain NCB. But it is my only car as my other is a Company car.
[Edited on 20/7/06 by TangoMan]
Summer's here!!!!
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