Board logo

New insurance law
sonic - 23/1/11 at 08:17 PM

Hello all

My dad pulled a artical out of a weekly paper re the new insurance law which is being brought in,it basically said that every car you own has to have insurance even if it is in your garage,in bits etc anything that has been registered at the DVLA and hasnt been recorded scrapped has to have insurance otherwise you will get a letter warning you,then a £100 fine and then the car will be repoed and scrapped.

Doesnt sound right to me,any info anybody?


ReMan - 23/1/11 at 08:21 PM

AFAIK this threat has been around for years but not yet fulfilled


speed8 - 23/1/11 at 08:30 PM

This is what you are on about I think.. Basically you must be insured, unless you are SORN.

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696


prawnabie - 23/1/11 at 08:33 PM

Thats a bit of a mismash of rumours, heresay and fact by the sound of it!


v8kid - 23/1/11 at 08:52 PM

direct.gov don't muck about - don't think thats a rumour


coozer - 23/1/11 at 08:54 PM

I posted this a while ago. What I'm worried about is I have 2 vehicles, one bike one car, both in bits all over the house, garage and garden that haven't had tax for so long they don't need sorn... what will happen to these? and me?


jacko - 23/1/11 at 08:56 PM

Come on Mick keep up
Hope you are keeping ok
Graham


sonic - 23/1/11 at 09:01 PM

Hi Graham hows it going?

Well according to this newspaper artical it will be coming into force in the summer of this year.

Surely a newspaper wouldnt print something that isnt true


jacko - 23/1/11 at 09:07 PM

Was it the BUN


prawnabie - 23/1/11 at 09:09 PM

quote:
Originally posted by v8kid
direct.gov don't muck about - don't think thats a rumour


lol was referring to the OP


sonic - 23/1/11 at 09:13 PM

No it was a serious paper! the Mirror i think


Ninehigh - 23/1/11 at 09:31 PM

quote:
Originally posted by v8kid
direct.gov don't muck about -


Try finding real information on there


Andi - 23/1/11 at 09:49 PM

Thing is, if it was true what would we do?
Probably exactly as we are told to... As usual.


Ninehigh - 23/1/11 at 10:17 PM

Balls, the insurance is for them being on the road, they can force cyclists to have insurance instead. The "government" steal enough off me as it is there's no way I'm paying £800 a year to have a car on MY driveway while it's being fixed by me.


prawnabie - 23/1/11 at 10:32 PM

All they are doing is cross referencing the untaxed/unsorned cars with the insurance database and giving out harsher penalties to any matched found. If you have a pile of donor bits registered to you, and you sorned the donor then you have nothing to worry about?

If you have a pile of bits/car/v5 that you havent sorned then really there is only one person to blame - and its not the government!

[Edited on 23/1/11 by prawnabie]


speed8 - 24/1/11 at 06:26 AM

It's not difficult really, is it? If you want to drive it or store it on the road then insure it. If you want to store it off the road and not use it then SORN it.

Don't see what the fuss is about. I dread getting hit by an uninsured driver.


Ninehigh - 24/1/11 at 06:46 AM

Thing is, where's this SORN thing coming from? From what I understand of the OP, if a car exists it will need insurance.


mad4x4 - 24/1/11 at 08:30 AM

Yeah but prove the Car exists ....


speed8 - 24/1/11 at 09:42 AM

quote:
Originally posted by Ninehigh
Thing is, where's this SORN thing coming from? From what I understand of the OP, if a car exists it will need insurance.


The OP probably got the media spin on whats being done which is why he asked about it. The media probably inflated it to make a story out of it. Read the link I posted...

direct.gov says

"when the new law is introduced it will result in:

fines
prosecutions
clamping of uninsured vehicles that have not declared Statutory Off Road Notification (SORN)"



I think thats pretty clear cut. If it's not been scrapped then you need one or the other.


prawnabie - 25/1/11 at 09:32 AM

quote:
Originally posted by mad4x4
Yeah but prove the Car exists ....


Come on you know what they will say to that!!!! If you havent declared it as scrap/sorned etc they will automatically assume it is on the road and unisured!


pewe - 25/1/11 at 09:50 AM

As I understand it it's either tax it or SORN it (which means not required to be insured if kept on private land/roads) - unless the vehicle was un-taxed when SORN was introduced some years ago.
In Coozers ^^ case (older car not taxed when SORN came in) if it was registered at that time it's probably on their database (as is my old GT6) but they don't apply the current rules to those vehicles - at least that was the word the last time I asked them!
Cheers, Pewe