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Author: Subject: refused insurance
cd.thomson

posted on 5/5/10 at 09:15 AM Reply With Quote
refused insurance

oh dear...

just got refused insurance on my kit from 2gether.

"We no longer insure under-25s on 2 seater sports cars unless they have significant experience of driving that type of vehicle".

Any other options for a young driver (23)?

[Edited on 5/5/10 by cd.thomson]





Craig

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flak monkey

posted on 5/5/10 at 09:17 AM Reply With Quote
Adrian Flux and Footman James

What engine size is it?

Rules have changed recently it seems so that its almost impossible to get insurance on a bike engine or 2 litre car engine if under 25.





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55ant

posted on 5/5/10 at 09:19 AM Reply With Quote
thats not good

why have the rules changed? is it because us younguns keep crashing?





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eddie99

posted on 5/5/10 at 09:20 AM Reply With Quote
Try Keith Youngs at Allstyles insurance, U2U coming your way!





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boggle

posted on 5/5/10 at 09:34 AM Reply With Quote
i am so glad im an old f*%ker....(32)

[Edited on 5-5-10 by Fozzie]





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flak monkey

posted on 5/5/10 at 09:35 AM Reply With Quote
quote:
Originally posted by 55ant
thats not good

why have the rules changed? is it because us younguns keep crashing?


Quite right....

Allstyles give very good quotes, but they needed a Cat 2 approved immobiliser for my policy, which I dont have. Though this was down to the agreed value I believe. So I ended up paying more with 2gether in the end.

David





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skinned knuckles

posted on 5/5/10 at 09:44 AM Reply With Quote
quote:
Originally posted by boggle
i am so glad im an old f*%ker....(32)


not much hope for me then, i'm 3 years your senior. should i be arranging my funeral now?

[Edited on 5-5-10 by Fozzie]





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cd.thomson

posted on 5/5/10 at 09:44 AM Reply With Quote
I will keep you all updated on my progress

Adrian flux:

£954 just for me doing 3000 miles in a year £7500 value.

Putting my old man on the policy (a must) will "significantly" increase that

ETA: two weeks ago I got a quote for £230 from 2gether. Now this... If I can't get a quote for less than £500 with just me on the policy doing less than 5000 miles then I'm literally going to have to sell it.

what a ballache!

[Edited on 5/5/10 by cd.thomson]





Craig

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wilkingj

posted on 5/5/10 at 10:00 AM Reply With Quote
Just done my insurance.
£158 Fully Comp, me and the wife, 3k miles a year in 3.5 litre V8, value £8k.

Glad i'm an OLD Fuc**er (57)


[Edited on 5/5/2010 by wilkingj]





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FFTS

posted on 5/5/10 at 10:05 AM Reply With Quote
quote:
Originally posted by boggle
i am so glad im an old f*%er....(32)


I'm old enough to be your dad!!!

and less of the swearing you bad boggle you.

[Edited on 5-5-10 by Fozzie]





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cd.thomson

posted on 5/5/10 at 10:05 AM Reply With Quote
great. enjoy it.





Craig

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eddie99

posted on 5/5/10 at 10:06 AM Reply With Quote
Adrian Flux seem to generally have high prices. I will be very surprised if Allstyles dont get you a quote under £500.





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tegwin

posted on 5/5/10 at 10:15 AM Reply With Quote
Can you look at this from a different angle?

If you and your dad will be driving the car equal amounts then why doesnt he take out a policy and then add you as a named driver?

I do this with my TVR, its all above board and gets around the age issue...





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Lars

posted on 5/5/10 at 10:15 AM Reply With Quote
quote:
Originally posted by cd.thomson
two weeks ago I got a quote for £230 from 2gether.
[Edited on 5/5/10 by cd.thomson]



aren't quotes valid for a month or so?






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cd.thomson

posted on 5/5/10 at 10:17 AM Reply With Quote
ive asked each place about having my dad as the registered keeper and me as a named driver and they've refused to quote for that situation.

the thing is my dad has a sp10, cu80 (so 6 points in total) and a £1200 claim.





Craig

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Lars

posted on 5/5/10 at 10:21 AM Reply With Quote
then put your mum on instead?






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tomgregory2000

posted on 5/5/10 at 10:39 AM Reply With Quote
try MSM insurance, thay insured me last year when i was 24 running red top with value £10K fully comp, 3000miles a year, think it cost me about £400
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iank

posted on 5/5/10 at 10:46 AM Reply With Quote
quote:
Originally posted by cd.thomson
ive asked each place about having my dad as the registered keeper and me as a named driver and they've refused to quote for that situation.

the thing is my dad has a sp10, cu80 (so 6 points in total) and a £1200 claim.


Can't he pay the difference?





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cd.thomson

posted on 5/5/10 at 10:58 AM Reply With Quote
Yes he will pay the difference, but I still can't afford the intial £1000 for me.

Still not heard anything back from allstyles.





Craig

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bartonp

posted on 5/5/10 at 10:58 AM Reply With Quote
quote:
Originally posted by cd.thomson
oh dear...

just got refused insurance on my kit from 2gether.

"We no longer insure under-25s on 2 seater sports cars unless they have significant experience of driving that type of vehicle".

Any other options for a young driver (23)?

[Edited on 5/5/10 by cd.thomson]


What do they count as 'significant experience' ????

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BenB

posted on 5/5/10 at 10:59 AM Reply With Quote
I'd say "well it's a good thing I've got lots of experience driving 2 seater sports cars then"
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Tiger Super Six

posted on 5/5/10 at 11:07 AM Reply With Quote
I had that question asked when I insured an Elise. I had done Caterham days and Palmer days and they said that was fine.

Ask them if a Caterham day counts as experience and if so get yourself booked on one £200 and jobs a carrot, plus you'll have a great day out





Mark

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Colesy21

posted on 5/5/10 at 11:19 AM Reply With Quote
quote:
Originally posted by cd.thomson
oh dear...

just got refused insurance on my kit from 2gether.

"We no longer insure under-25s on 2 seater sports cars unless they have significant experience of driving that type of vehicle".

Any other options for a young driver (23)?

[Edited on 5/5/10 by cd.thomson]


Is this a renewal or will this be the first time you've been insured on a rear wheel drive sports car?

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speed8

posted on 5/5/10 at 11:21 AM Reply With Quote
MSM or maybe sureterm. Or as mentioned get on a couple of caterham days. The slalom day that they sometimes organise is good fun (there might even be a pistonheads one on the go soon)
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cd.thomson

posted on 5/5/10 at 11:26 AM Reply With Quote
its first time insurance.

i need it insured as of monday so a caterham day isnt possible unfortunately.

This really isnt looking hopeful.





Craig

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