nitram38
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| posted on 2/1/11 at 02:20 PM |
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Tintop insurance gone up by 33% ?
Last year my 206cc cost £440. This year and using all the comparison sites its now £650!
Can anyone help me get it back down?
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flibble
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| posted on 2/1/11 at 02:31 PM |
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Oddly enough I was looking through the compare sites to get my SAAB re-insured and was having the same surprise as you  up from £240 to around £340
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PSpirine
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| posted on 2/1/11 at 02:33 PM |
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Mine's gone up by 20 quid which doesn't sound bad, but when you consider that it's supposed to be coming down with every passing
year - I'm 23 - and it's still at over £500 for a Micra, not best pleased.
Nothing you can do about it except ask your existing insurer to match your current year's policy, assuming you haven't stuffed the car
anywhere in the past twelve months. They'll offer you a 10 percent discount.
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Andybarbet
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| posted on 2/1/11 at 02:39 PM |
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My saab 95 fully comp (Im 37 with clean licence and full no claims etc) went from 440 to 775 in november !!!!
After a question on here a few months back i was pointed to Swift cover, they quoted 460 with breakdown cover so i renewed with them, maybe worth you
trying them, no one else came close due to the apparent 40% increase across the board !! Robbing shysters !
Swift cover would have been even less but i added hire car & legal cover options, thats also with the extra few quid to pay monthly too so if you
have the cash in the bank to pay straight away in full, it would come down even moe.
Good luck 
Give a man a fish & it will feed him for a day, give him a fishing rod & you've saved a fish.
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eddie99
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| posted on 2/1/11 at 02:39 PM |
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Wait till the end of the month, Quotes tend to be higher at the start and then they drop later in the month to hit their required quota!
http://www.elitemotorsporteng.co.uk/
Twitter: @Elitemotoreng
Facebook: http://www.facebook.com/pages/Elite-Motorsport-Engineering/153409081394323
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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deltron63
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| posted on 2/1/11 at 02:49 PM |
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So did mine. Phone your insurace company and tell them you can get it cheaper. mine dropped the price by £67
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big_wasa
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| posted on 2/1/11 at 02:51 PM |
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Around 40% is about the same as mine. I shopped around and they all came back saying it was due to last years snow losses.
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mcerd1
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| posted on 2/1/11 at 02:53 PM |
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mines gone from £400 to £470 and thats fully comp. on a group 7 car with 10 years no claims and no convictions 
...I'm going to be having words with them later
[Edited on 2/1/2011 by mcerd1]
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speed8
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| posted on 2/1/11 at 02:56 PM |
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Insurance on the turbo was £500 last year, renewal came through at £1300 !!! Managed to get it back down to £690 but that was the best I could do.
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Andybarbet
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| posted on 2/1/11 at 02:56 PM |
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After waiting in a queue with my old company to discuss the stupidly high increase in my renewal, i was told by the recorded voice that calls are
recorded for training purposes, needless to say my 1st words when i got through to a human were "Right, start recording now, this is going to be
good for you training purposes" poor guy didnt know what to say
Give a man a fish & it will feed him for a day, give him a fishing rod & you've saved a fish.
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Danozeman
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| posted on 2/1/11 at 04:21 PM |
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MInes the same. also the locost insurance has doubled in the last 2 years.
Im paying 200 quid more to insure my passat than what i was paying for an identical passat about a year and a half ago.
Dan
Built the purple peril!! Let the modifications begin!!
http://www.eastangliankitcars.co.uk
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Blackbird Rush
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| posted on 2/1/11 at 04:48 PM |
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My Focus (2.0L Auto) went up £80 with swift cover, so got a better deal with Admiral, effectively the same cost as last years.
Then upgraded the policy to multicar with the wifes too, saved a further £90 bringing mine to £360 for the year fully comp with business miles and the
wifes Fiesta ghia 1.6L auto to £180 fully comp. pretty cheap given all the other quotes we had. (were both 37).
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richardR1
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| posted on 2/1/11 at 05:04 PM |
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Seems all the main companies are really taking the mick with their premium increases. I have been an advocate of searching for the best deals on the
web for years now, but i think sometimes today some of the smaller specialists can give better deals if you give them a call. I insured my Skyline R33
GTR that i bought in November and got it for £590 fully comp which seems a bargain compared to some of the figures quoted on here for everyday
tintops. I am 40 and got full NCD but it is with all mods and 650+ bhp declared.
[Edited on 2/1/11 by richardR1]
MK Owners Club Member 1015
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marcjagman
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| posted on 2/1/11 at 05:09 PM |
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Triumph Stag with agreed value of £10k, tuned rover v8, unlimited mileage, £175 fully comp, mind you that is with a classic car specialist. Mileage in
last 3 years.......62.
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cliftyhanger
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| posted on 2/1/11 at 05:32 PM |
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quote:
Originally posted by marcjagman
Triumph Stag with agreed value of £10k, tuned rover v8, unlimited mileage, £175 fully comp, mind you that is with a classic car specialist. Mileage in
last 3 years.......62.
that sounds a lot! I have a classic policy with Peter James. As many classics as I like up to a total of 30K, unlimited mileage and euro breakdown all
in for £96 last summer. It had gone up by £4. Plus no loading for minor mods like 1500 engine as opposed to 1300 (in fact delightful to speak directly
to somebody who actually understands and can make decisions like that)
when I asked about insuring my Zetec spitfire when it is built they reckoned a loading, 25-50%. So maybe £150 for the 2 cars. Nice.
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speedyxjs
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| posted on 2/1/11 at 06:15 PM |
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I recently had to change insurance companies as they put mine up £1000!!!! I had not made any claims or anything in this time the only thing that had
changed is my age (i was a year older  )
How long can i resist the temptation to drop a V8 in?
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chris mason
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| posted on 2/1/11 at 06:28 PM |
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I'm paying just over £800 for a group 46 car (they're now 1-50 and not 1-20) with modifications and over 500bhp (Audi RS6)
The change of group structure has been accused of why some people have had increases, and others have not.
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theduck
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| posted on 2/1/11 at 07:18 PM |
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My insurance on a Clio 197 Cup dropped by £250 in September, down from £900 to £650, which includes my fiance (22 with license for 2 years) as an
additional driver, bargain in my eyes!
CliftyHanger, your classic policy seems very cheap! I use Peter Best for my E34 518, 1500 annual mileage limit, Extra legal cover, european breakdown
cover and cover for 'use off the public highway' and that was about £150.
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Benzine
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| posted on 2/1/11 at 07:23 PM |
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Volvo 740 £151 fully comp, breakdown cover, unlimited mileage. I sort of win.
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eddie99
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| posted on 2/1/11 at 07:27 PM |
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quote:
Originally posted by Benzine
Volvo 740 £151 fully comp, breakdown cover, unlimited mileage. I sort of win.
How can you possibly win in a volvo? :p :p
http://www.elitemotorsporteng.co.uk/
Twitter: @Elitemotoreng
Facebook: http://www.facebook.com/pages/Elite-Motorsport-Engineering/153409081394323
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NOTE:This user is registered as a LocostBuilders trader and may offer commercial services to other users
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Benzine
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| posted on 3/1/11 at 10:43 AM |
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quote:
Originally posted by eddie99
How can you possibly win in a volvo? :p :p
Right, you're going on my list of enemies... *scribbles furiously*
The mental gymnastics a landlord will employ to justify immoral actions is clinically fascinating. Just because something is legal doesn't make
it moral.
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nitram38
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| posted on 4/1/11 at 01:55 PM |
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Well my own insurer sent me my renewal.
Up from £440 last year to £635 this renewal.
After I called them they agreed it was too high so they dropped it to £489.
Worth a phone call !
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Ninehigh
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| posted on 15/1/11 at 09:34 PM |
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quote:
Originally posted by deltron63
So did mine. Phone your insurace company and tell them you can get it cheaper. mine dropped the price by £67
Did that with ours last year. They said go for it... So we did.
However want to know one that really takes the wee? Missus no points no accidents. Ever.
Me no points in March, no accidents.
05 Mondeo tdci: £700 ish for us both, with full no-claims
Y pug 106 1.1: £700 ish for us both, with full no-claims
Late 80's (Z31) Nissan 300, 3.0v6 coupe, just me (the risky one) : £260, with NO no-claims!
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mcerd1
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| posted on 17/1/11 at 08:47 AM |
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I just phone them and threatened to go elsewhere (again) and they knocked it down by £50 - still about £10 more than last year though
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MikeRJ
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| posted on 17/1/11 at 09:22 AM |
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quote:
Originally posted by nitram38
Well my own insurer sent me my renewal.
Up from £440 last year to £635 this renewal.
After I called them they agreed it was too high so they dropped it to £489.
Worth a phone call !
You mean after a call they realised they had been caught trying to rip you off! It really angers me that they try this on every year - insurance
companies should automatically be offering their clients the best price without all this hassle.
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