John G
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| posted on 16/2/26 at 11:21 AM |
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New driver insurance reccomendations
As mentioned over the weekend, my son has just passed his test. We live in E Sussex in the countryside. Currently getting quotes for around £2k fully
comp with a black box. He is only 17 years and two months old!
Is that the going rate? Any ideas on who to go to?
Regards Jon
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gremlin1234
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| posted on 16/2/26 at 11:51 AM |
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quote:
Originally posted by John G
As mentioned over the weekend, my son has just passed his test. We live in E Sussex in the countryside. Currently getting quotes for around £2k fully
comp with a black box. He is only 17 years and two months old!
Is that the going rate? Any ideas on who to go to?
Regards Jon
£2000 sounds competitive,
what car is he insuring? (make/model &age ?)
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John G
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| posted on 16/2/26 at 12:11 PM |
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2011 Ford Fiesta 1.25. Very tidy car, He did have an old 1999 Polo but the Fiesta is a much more solid car
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Slimy38
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| posted on 16/2/26 at 12:49 PM |
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2K does sound pretty good for a new driver unfortunately. The choice of car isn't the best, I don't know whether that older Polo might have
been slightly cheaper? You'll be paying higher premiums for a young driver as well as a very stealable car.
In terms of shopping around, I'd stay away from the comparison sites, maybe go for a specialist insurer? I appreciate Howdens is more suite to
our kit cars rather than tintops but they might be able to offer something cheaper? Especially if you limit the mileage or stick to daytime driving,
etc.
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cliftyhanger
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| posted on 16/2/26 at 07:30 PM |
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Fiestas do seem to be pricey to insure. Worth trying quotes for other cars, it could make a significant difference.
Takes me back, we bought a 1971 mini in need of a bit of work 165 years ago. It was my wifes car, bothe daughters learnt to drive in that, but
eventually it was swapped for a 3 year old pug107 (well we sold the mini, and that paid for the pug) We had that in the family 8 years, lost £250 in
all that time and it never went wrong. (1 battery replaced, 1 set of front pads and about 6 tyres!)
Sorry for rambling.....its my age.
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jacko
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| posted on 16/2/26 at 09:17 PM |
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As you are a member on here can Adrian Flux help ?
Find one of there posts on here and send a U2u to them
555
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rgrs
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| posted on 18/2/26 at 02:41 PM |
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Having gone through this with both of my son's, it worked out cheaper to go with Churchill and no black box.
My youngest son was 17 &1/2 when he passed his test and his first year on a 107 with business class 1 insurance was £2400, had he had a black box
he couldnt have worked as it had a curfew on it.
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Sanzomat
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| posted on 18/2/26 at 05:00 PM |
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If you can avoid the black box I'd really recommend you do. Not all insurers of young drivers insist on them and I found those that did
weren't the best value. I've also heard (from friends with kids of a similar age so not first hand) that the black box data can be used as a
way to charge you additional premiums for things that you wouldn't have thought of as "infringements" - one friend said that their
daughter had to brake hard for genuine reasons twice in a month and they sent a message saying they had detected erratic driving and needed put the
premium up by 20%.
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John G
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| posted on 18/2/26 at 05:25 PM |
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Many thanks for all the replies. he has found one for £1880. this has a black box and we are aware of those issues. He is also using a dash cam that
he found in the car! Some quotes were silly prices and one would not quote at all.
He passed his test 56 days after his 17th birthday which may have gone against him!
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