nib1980
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 posted on 9/10/08 at 05:06 PM |
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BANKS - thieving robbing gits *rant warning*
Hi All,
need a rant,
just came home to a letter from the bank saying.
"we have reviewed your overdraft facility and deemed it acceptable, the arangement fee is £25"
Now here's the rant.
I have had this account for 7 years with the same overdraft, and never had it reviewed or n arrangement fee. Why the heck have they decided to chrge
me one?
I havre no debts, I owe no one any money, and I bank over 70K in that account a year.
Where the heck does a bank get off doing me over and not these gits that live on credit
advise would be nicem I suspect a account closure may be occuring
Rant over
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Paul TigerB6
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| posted on 9/10/08 at 05:09 PM |
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I'm sure a quick phone call to them with the threat of closing your account will soon have them backtracking on that arrangement fee!!
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iank
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| posted on 9/10/08 at 05:10 PM |
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Been through that kind of crap before.
Query the charge with the manager.
Make sure he knows that you'll move accounts if it isn't waived, and you'll be sending a letter to his boss telling him why
you've moved. Be polite.
Be prepared to follow through.
--
Never argue with an idiot. They drag you down to their level, then beat you with experience.
Anonymous
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omega0684
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| posted on 9/10/08 at 05:11 PM |
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what the frick do you do for a living to put £70 k a year in that account, do you need an apprentice, pick me pick me!
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BenB
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| posted on 9/10/08 at 05:15 PM |
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Wow! What a con!!
I'd point out that you didn't ask them to review your overdraught facility and that you'll move your money out of account unless
they give you an instant refund.
alternatively send them a letter in reply stating
"thank you for reviewing my overdraught facility (without me requesting it) and deciding to keep it exactly the same as it has always been. My
acceptance fee is £25. Please pay immediately to avoid me calling in the ballifs".
I think they'll get the point 
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nib1980
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| posted on 9/10/08 at 05:15 PM |
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quote:
Originally posted by omega0684
what the frick do you do for a living to put £70 k a year in that account, do you need an apprentice, pick me pick me!
just before i get mugged It's a joint account with my missus!!
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scudderfish
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| posted on 9/10/08 at 05:29 PM |
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quote:
Originally posted by BenB
Wow! What a con!!
I'd point out that you didn't ask them to review your overdraught facility and that you'll move your money out of account unless
they give you an instant refund.
alternatively send them a letter in reply stating
"thank you for reviewing my overdraught facility (without me requesting it) and deciding to keep it exactly the same as it has always been. My
acceptance fee is £25. Please pay immediately to avoid me calling in the ballifs".
I think they'll get the point
But then it only evens out. An acceptence fee of £50 is more like it 
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Blue Fox
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| posted on 9/10/08 at 06:30 PM |
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What bank is it so the rest of us are forewarned!
Race Your Fears, Live Your Dreams
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oldtimer
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| posted on 9/10/08 at 06:46 PM |
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The problem is that all banks annoy us at some time. £25 charge for an unasked for and unnecessary assesment is an insult. The charging system seems
random. Plenty of other banks are out there looking for £70k pa account holders. Sadly I would find it difficult to recomend one!
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Peteff
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| posted on 9/10/08 at 06:51 PM |
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quote:
Originally posted by nib1980
Where the heck does a bank get off doing me over and not these gits that live on credit
Rant over
They can't take money off the people who don't have any, come on
I can't see why you have an overdraft facility on the account if you put that much money through it, cancel it when they have refunded you the
charge.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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nib1980
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| posted on 9/10/08 at 07:07 PM |
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quote:
Originally posted by Peteff
quote:
Originally posted by nib1980
Where the heck does a bank get off doing me over and not these gits that live on credit
Rant over
They can't take money off the people who don't have any, come on
I can't see why you have an overdraft facility on the account if you put that much money through it, cancel it when they have refunded you the
charge.
Sounds fair, just don't see why i'm punished for working hard and scumbags with massive debts aren't
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Paul TigerB6
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| posted on 9/10/08 at 07:45 PM |
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When it comes to banks, i think they try to punish everyone!!! Equal opportunities punisher!! 
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nib1980
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| posted on 9/10/08 at 08:03 PM |
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quote:
Originally posted by Paul TigerB6
When it comes to banks, i think they try to punish everyone!!! Equal opportunities punisher!!
at least I still smile when I'm on here!
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RK
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| posted on 9/10/08 at 10:15 PM |
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apparently you can't take it with you, and the banks are making sure of it.
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02GF74
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| posted on 10/10/08 at 08:25 AM |
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quote:
Originally posted by nib1980
Now here's the rant.
I have had this account for 7 years with the same overdraft, and never had it reviewed or an arrangement fee. Why the heck have they decided to
charge me one?
I have no debts, I owe no one any money, and I bank over 70K in that account a year.
Where the heck does a bank get off doing me over and not these gits that live on credit.
nice rant but could have done with a few more angry words and some
.... but think about it. The reason they are charging you is because you have money, what would be the point asking for money from someone who has
none? 
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Jasper
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| posted on 10/10/08 at 02:13 PM |
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You tried the Co-Op? I'm moving all my accounts over from Barclays over the coming ones, business and personal..... no business banking fees at
all, forever (FSB member).
If you're not living life on the edge you're taking up too much room.
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